Change your life - Dave Ramsey Rant

Guys I want you to understand something, the way you make money is you start controlling

your

behaviors, it is the only variable you can control, you have to

change

the person in

your

mirror, you have to have that moment like my friend Les Brown, the great motivator. says where you finally say I've had it I'm sick and tired of being sick and tired I've already had it and when you have that moment alone then you'll be ready to

change

I just saw a preview of a video that we're going to put on our channel soon you guys will want See it, this guy lost 400 pounds, you know, I did it because he almost died he was over 600 pounds, he almost died and he said, he said, I already had it, he's lying down in the intensive.

Get worried and leave, this has to change, this isn't fun anymore and when you look up and you make $50,000 a year and you're 33 years old, you know seventy thousand dollars in student loan debt, you know there's no fucking trick, here there is . there is no small technique, there is no debt, it is a complete pill, you can take the debt version of Tylenol. I'll just take two of these and my dad will leave. There is no small company that you can pay a fee to that will make your

life

okay. To go crazy, you have to go so crazy with your plan to get out of debt that your family thinks you need counseling and your broke friends are making fun of you, by the way, if your broke friends are making fun of you. financial plan you're on the right track broke people are making fun of your financial plan get the point you have to be angry about this there's a visceral passion involved you know stupidity has a gravitational pull that will keep you in an orbit and it's the only way out of an orbit of that gravitational attraction, there has to be this, that this explosion of energy of focused intensity at once and you can get out of the centrifugal attraction, the orbital attraction of gravity, that is how you break an orbital attraction. gravitational pull will drag you down too stupid every time the only way to break through stupid is to get angry it requires an explosion boom I'm going to change my

life

2014 is my year I'm not going to live like this the rest of these idiots around me I am looking saying they're a bunch of sheep, they all look alike car payment to car payment credit card to credit card student loan to student loan I'm going to be in debt my whole life I'm going to suck my thumb and wait for the government , who is well known for his ability to manage money, will take care of me when I retire.

I'm not going to be like that. I'm going to change my life. That's how it is. you change your life, it's not an intellectual exercise except it's an act of your will because you don't actually have to be in intensive care to understand that weighing 600 pounds is a bad idea, you don't have to be in intensive care. Being on the verge of bankruptcy to get that seventy thousand dollars in student loan debt is the gravitational pull of stupidity and I have to stay away from stupidity because stupid equals broken desperate I don't want to live my whole life this way I'm going to change this mess is not a nice discussion it's blood and guts and sweat it's dirty it smells it's not fun you're tired because all you do is work you work like a banana man you're going crazy you just work like 16 jobs like no one else so then you work like no one pays a price you live like no one else and then get to live and give like no one else but if all you do is drive around in a stupid car you can't.

You can't afford to live in a house you can't afford, buy handbags, dresses , pants, jeans and hats that you can't afford, and going on vacations that you can't afford, which you think are driving Congress crazy. Congress cannot. Even do this, but they are doing it. Are you going to live your life with this façade of stupidity and still think it's okay? Don't go to intensive care to resolve it. Don't do what I did. Do not enter. bankrupt because I lost everything because I was incredibly stupid with zeros at the end. I did it. I know what it seems like you don't have to do.

You can get the idea that normal looks good and is completely ruined. in this country and that is no longer right. I don't give a damn what you look like or what you drive and I really don't want to hear about your damn vacation that you went on and can't afford. I know you can. I can't afford it because you didn't pay for it and I don't want to hear about it. I need to see my mom. Oh, shut up, you're an adult. Tell your mom to put her butt in the car and drive to see.

You have work to do You have to clean up your damn mess That's how you get out of it You have to get this thing down inside you That I'm showing here requires a level of passion The gravitational pull of stupidity will keep you in that orbit for the rest of your life and you're going to look like the rest of the Sheep unless you do something about it, so you're going to have to completely unstick yourself, man, you've got to get off this orbital pole, you've got to kick it. Go ahead like you've never done it in your life, but if you live like no one else, I'll make you a promise later, you'll live like no one else.

I don't want to drive that car, hey she. Nobody drives that car either, but I drove it. I drove like no one else. Now you know what I do. I drive like no one else and I make no apologies for it. If you don't like it, you can kiss my ankle. drive a good car because I paid an incredible price to be able to do it and I'm okay with that and some of you aren't, that's fine with me because I don't really exist to my critics, they see you adopt an attitude. do it right before you start earning this is how it works this is how you pay off your debts it's not an intellectual exercise it's not a formula and it's not a pill you take you have to look in the mirror and say I'm done You're stupid, you're changing.