Saving Money No Car Ownership For A Year 2019

Good morning YouTube and welcome to our little channel. Yes, good morning everyone, today is the anniversary of not having a car for a

year

and we thought we would like to share it with you all on YouTube with all of our subscribers. It's been a

year

. the day we sold our car we have been Carles all year long not careless but without a car and it has life trade for esteem it has but for the better as if life were fantastic I must admit that I was a little apprehensive when we came up with the joint idea of ​​getting rid From the car I thought that life would probably stop and we wouldn't exist, but you know what it doesn't have, life is fantastic and we are doing a lot, but we also have many advantages and positive things from doing it.

Haven't we been one of the biggest things that has sneaked up on us that we didn't realize was happening because we were getting in better shape because we had to walk? luckily we were in a small town so we can walk, yeah don't talk too much about the place, it's not all because it's not that small, but we can walk a lot further than when we first moved to this town. Absolutely three years ago, so if we want to go grocery shopping or go to the wine and beer store, it's great because we walk there and like the rule goes, what the hell we go pick up our sinful alcohol and pay our penance ? walk, which is true, so we've already cut out the calories and the drug, so you know, don't worry, life is good, so one of the reasons we got rid of the car is because we've started to travel a lot. because we, as you know, retire early, that's why our channel is called, this is our retirement, yes, and basically I have been spending what is achieved approximately four months a year, yes, we just saw this on the last year we traveled. four months of last year, so we were really only home for eight months of the year, so for four months of the year the car would have been there doing nothing.

Fortunately we sold it beforehand, so four months of a car cost us All those fixed transportation costs, which were a lot, weren't they? When you look at it, we have car insurance as a big expense in Canada, yes, maintenance license and depreciation among other things, so we have been able to save somewhere. in the region and everyone's math will be different mm-hmm but we had a new car, we made a very nice car, yes it was, and by getting rid of that we broke even on the car loan, so we didn't do it , we did not. in the hole because we only had 16,000 kilometers because it was two years old, yeah, we weren't doing much mileage, we actually estimated that we were only doing about 8,000 kilometers a year, that's right, we were basically able to settle down.

From the car loan we sold it again to the dealer who sold it to us. The new car dealer was very happy to get it back and it's basically saved us about nine thousand four hundred dollars in this first year of not having the car which includes the car payment so we're doing insurance and everything yeah which For us it's great because

saving

nine thousand dollars on the car means a lot more trips, cruises, RV rentals and everything, so life is very exciting and I will mention that. When we first moved here to the apartment, we had two cars and we gradually went from two cars to one.

I know it was a big step to get rid of him. We had both had cars for basically the last 15. Yeah. We had two cars, we both had one car, so we could go by ourselves wherever we wanted, so it was a big adjustment to go from two cars to one and then, in fact, it even seemed like easier to move on from one comes down to nan when we realize how little we were using it, it just didn't make sense to have an expensive car sitting in a garage doing nothing but collecting dust, so how can we get around now besides walking because we can?

We don't walk, yeah, we don't walk everywhere, so we have to do a little advance planning, right? We do it if we have doctor or hospital appointments or if we need to go to Costco. in the next big city we just have to plan for it, yes, and that's why we have worked out the system, the different cause of the weekend, maybe we have a better choice of cars, yes, we have a fantastic offer and our local car rental company Cars has rentals for two weekends and we get the third one for free, which is working very well for us, so we pick up the car at nine o'clock on Friday morning and return it at nine o'clock on Monday morning mm-hm and which is great because in addition to doing the running around here because there are unlimited miles we can go, if we want to go to Ottawa for the weekend, we can do it in three days and in fact, as you all know, it does about a month we went to Niagara Falls and that was in one of the rental cars it was so it was great and the big advantage of renting a car is that we never drive an old car, we always get a new car when we rent it.

They are really nice. It is not like this? The last one we got was a top of the line Dodge Dartmouth minivan and it was just wonderful. Wasn't it late? Leather seats with DVD antlers, so our rental company does not have many of those who mainly drive. trucks and vans, so we rate the cheapest car they have and invariably they don't have it, then we end up being nice luxury cars, so we've had cheap and cheerful OG Wranglers that were beautiful SUVs and whatever they have and just or say choose oh and the other bonus is they actually come to pick you up at the apartment so they come to pick up Norm and then bring him back when he drops him off so that's great it's been perfect for us now.

We also do other things besides renting the car. There is a local bus service here which is really good. Is very good. In fact, very good. He goes all over the city and stops for tubers if we go together on the bus. we can get some sort of group pass, so we only pay $7.50 for the two of us, but that means we can actually ride multiple buses during the day, unlimited rides so we can go down into town, we can quickly go to Walmart , we can go wherever we want to be, like down the shops for that price, so we use that because a normal bus ticket in our city is two dollars and fifty cents, so it would cost us both more to go, yeah, so it worked.

It went very well, it also opened us up to the wider community and the bus service is very good and the drivers are exceptional. Half of a woman would say yes, half of the men, but everyone greets you and what we see are young people, right? On the bus, when you get to this stop, they say to the driver, whoever it is, thank you, yes, and they see that the little kids seem to be very excited to get on the bus, like it's big. In fact, we've already taken our granddaughter on the bus and it's the best thing you've just seen, you know, and they ring the bell when you get off at the stop and it's really very exciting, isn't that the other thing we noticed about get rid of it? the car was and we kept saying that getting rid of it sounds drastic but we just decided we don't need it, you know, unnecessary trips, you know, you're bored at home, what are we going to do?

Oh let's go to the mall and I'll just drive so I won't do that, there will be no wasted trips and now another thing that is a real plus is that one of the big local grocery stores here has a bus that comes once to the week to the apartment, so I can go up I usually make that trip I can go on the bus they take you to the store they pick you up at all the other apartment places they take you to the store it usually takes between 45 minutes and an hour at the store and it is helpful because there's the grocery store, there's the Dollarama next door and they have a wine store concession at the grocery store, which is a one dollar armored food wine, all in 45 minutes to an hour and he pays the account.

It's free, we don't report anything and the other perks actually have helpers on the bus who carry your groceries in the elevator they carry grandma's groceries. I know the first time I went up I was like, "Oh my God, you can't carry them." Because I felt very bad, they were like it's not part of the job, that's what we have to do and then the woman who carries your purchases is the same, thank you but they said it's not part of what they get paid. Do it and you know what it is. wonderful that the owner of the store puts it on and it runs all year round, so when it's minus 30 outside, they don't run the bus and it's already heated.

It's a private rental for the store, so no. We didn't make any bus stops so we found out that we can get really heavy stuff so that's a really good advantage it's very good so when we get to rent cars the other thing we found out is in our province and I think it's It is true in North America and in Europe, the car rental company is a force to have public responsibility for their cars because maybe their cars are not rented all the time while they drive with their staff, so it comes with a value of millions of dollars. public liability, so all we need is to have the additional insurance that we can obtain from our credit card company.

Yes, we declined the collision damage waiver at the car rental agency and we have a certificate of our insurance from our credit card company that the current company accepts, so we don't even pay car insurance for rentals anymore , so we actually did a little bit of finance, didn't we in our theory? So we rent every other weekend and then we get the third one free, yeah. Oh and we were able to get what you would call a bank holiday, you know, for a weekend, so we had Monday off, so we got it from Friday to Tuesday morning for the same price, there are four days in place of three. days, which was even better, so we took the cost of the two weekends and then the free one, divided it by nine and it all comes out to about $14 per day per week.

Okay, car rental, including insurance, and everything is fantastic. No, we have to turn on the gas, but you would do it if you had your own, yes, but we also don't have the responsibility, that is something important and we are seeing it with some of our friends, as well as with aging cars. so they need more maintenance more repairs and more costs and we have friends who use the air conditioning in the car it starts to fail and breaks and you know, and we're not talking about small expenses, we're talking about pretty substantial expenses, one or two thousand dollars . but they start from the other so for us yes part of our retirement has been reducing financial responsibility basically to not put our retirement funds at risk with unexpected expenses just a car is one of those and we have really done it now in cars, very important, but that's what we did when we moved into the apartment and where we sold the house and lived here and that's also what we did when we rented the RV for our relocation.

Just because we don't have an RV doesn't mean we can't make the trip. We rented one and got a fantastic deal. You can basically rent anything you want these days. Yes, you don't have to own it to enjoy it. We don't have an RV, but we had an absolutely fantastic vacation in an RV and will probably do so again, and once again, the RV we were hunting was 18 months old, like new, and in fact in that deal they included all. the insurance we didn't even have to pay any of the insurance they gave us they gave us the rental with all that included so we really wanted to make this video quick so it was like you know a year without a car and no regrets.

We are about to run out and buy a car, absolutely no equipment and from time to time Norma gets the idea, should we, right? It's like no, because we are much better off and we are not only financially but also from the health point of view. It has been a good decision It has been a good decision for us on many levels from the point of view of the planet, from the environment, no, we are not polluting as much as we used to, from the point of view of our health, yes, absolutely, we are getting it.

The dividend of good health and we can still drive new cars when we need them, but we don't have the stress of owning one. She's great, so thank you for supporting us and subscribing to our channel if you aren't already. Tina and I would really appreciate it if you would hit the red button and subscribe. We really appreciate everyone giving us a thumbs up if you liked it, if not you can also give us a thumbs up down, but don't do that. We're not sad, we appreciate everyone and we also like everything we're learning from everyone else we talk to on YouTube channels.

We really feel like it's a community and we wanted to share some of our good. news, so we wish you a happy anniversary and I hope you all have a great day. Thank God.