Saving Money No Car Ownership For A Year 2019Jun 06, 2021
good morning youtube and welcome to our little channel yes good morning everyone today is the anniversary that we didn't have a car for a
yearand we thought we'd like to share it with you all on youtube for all our subscribers it's been a
yearsince the day we sold our car we have been Carles for the whole year not neglected but without a car and has life trading for esteem has but for the better as life is fantastic I must admit I was a bit apprehensive when we came up with the joint idea of getting rid of the car, i thought life would probably stop and we wouldn't exist but you know what it doesn't have, life is fantastic and we are doing a lot of things but we also have a lot of advantages and positive things in doing it.
Isn't it true that one of the great things that occurred to us is that we didn't realize it was happening because we were getting in shape because we had to walk? luckily we were in a small town, so we can walk, yes, don't talk too much about the place, it's not all because it's not that small, but we can walk a lot more than we could when we moved to this city three years ago, for what if we want to go for groceries or to go to the wine and beer store it's great because we walk there so as the norm says we go and pick up our sinful alcohol and pay our penance by walking which is true like this that we have already walked out of the calories the drug back so you know what don't worry there life is good so one of the reasons we got rid of the car is that we have started to travel a lot because we, as you know, we retire early that's why our channel is called this is our retirement yeah and basically I've been spending what's been made for about four months out of the year yeah we saw this in this last year we've been traveling hard For four months of the last year, so we were actually only back home for eight months of the year, so for four months of the year If the car had been sitting there doing nothing, luckily we sold it beforehand, so four months of the year. months of a car cost us all those fixed maintenance costs that were a lot, weren't they?
We have car insurance. like a big expense in canada yeah authorizing maintenance and depreciation among other things so we've been able to save somewhere in the region and everyone's math will be different mm-hmm but we had a new car we made a car very good yeah it was and getting rid of that we broke even with the car loan so we weren't in the hole because we only had 10,000 miles on it because it was two years old yeah we weren't doing a lot of mileage where we actually hit it Realizing we only did about 5,000 miles a year, that's right, we were basically able to pay off the car loan, we sold it to the dealer that sold it to us, the new car dealer that I was very happy to get. he returned it and basically it has saved us somewhere in the region of nine thousand four hundred dollars in this first year without having the car that includes the car payment so what we are doing insurance and all that is fantastic for us because
savingnine thousand dollars on the car means a lot more trips cruises rv rentals and everything so life is very exciting and i will mention that when we first moved here to the apartment we actually had two cars and gradually we went from two cars to one .
I know it was a big step getting rid of us. we both had cars basically for the last 15 years yeah we had two cars we both had one car so we could go solo wherever we wanted so it was a big adjustment to go from two cars to just one it was and then actually it even seemed easier to go from one to nan when we realize how little we were using it, it just didn't make sense to have an expensive car sitting in a garage doing nothing but collecting dust so how do we move on now? r have to walk because we can't get in yeah we don't walk everywhere so we have to do a little bit of planning ahead don't we, we do if we have doctor appointments or hospital law or have needs go to Costco you are in the next big city we just have to plan it yeah so we have the system figured out cause different weekend maybe we have a better selection of cars yeah we have a fantastic deal and our The local car rental company has two weekend rentals and you get the third weekend free, which is working out great for us, so we pick up the car at nine o'clock on a Friday morning and return it at nine o'clock on Monday morning mm-hm and that's great because in addition to doing the race here because there are unlimited kilometers that we can go if we want to go to Ottawa for the weekend, we can do it in three days and, in fact , as everyone knows, do e a month I went to niagara falls and that was in one of the rental cars so that was great and the big adva.
The stage of renting a car is that we never drive an old car, we always get a new car when we rent. -line Dartmouth Dodge minivan and it was just wonderful, wasn't it late? Leather seats DVD antlers so our rental company doesn't have a lot of them they mostly drive trucks and vans so we rate the cheapest car they have and invariably they don't have that so we end up having nice cars fancy so we had cheap OG wranglers that were beautiful SUVs and whatever they have and they just say take your pick oh and the other bonus is they actually come and pick you up at the apartment so they come pick Norm up and then he they bring when he drops off so that's great it's been perfect for us now we do other things as well besides renting the car is there's a local bus service here which is really good it's very good in fact very good tours all over town an and for the tubers if we go on the bus together we can get sort of a group pass so we only pay $7.50 for the two of us but that means we actually get to ride on several buses a day unlimited trips so we can go to the city we can quickly get to Walmart we can go where we want to be how to get off the stores for that price so we use what we do because a regular bus ticket in our city costs two dollars and fifty cents then it would cost more for both of us to go yeah so it worked really well it also opened us up to the community at large plus the bus service is really good and the drivers are exceptional half are women we would say yeah , half the men, but all of them. greet him and what we see is young people right on the bus when it arrives at this stop they say to the driver whoever the driver is thank you yes and they see that the little kids seem to be very excited to get on the bus like it's big we actually carry to our granddaughter on the bus and she's like The best thing is that she just saw you, you know, and they ring the bell when you get off at the bus stop and it's really very exciting, isn't it?
The other thing we noticed about getting rid of the car was and we keep saying get rid of it sounds drastic but we decided we don't need one, you know, unnecessary trips, you know you get bored around the house, what are we going to do? Oh we're going to the mall and we'll be driving so don't do that no unnecessary wasted trips and now another thing that's a real plus is one of the big local grocery stores here has a bus that comes once a week to the apartment so I can go upstairs. I usually do that. trip I can take the bus they take you to the store they pick you up from all the other places in the apartment they take you to the store you usually spend between 45 minutes and an hour in the store and it is useful because there is food store there is Dollarama next door and they have a wine store ore concession in the grocery store which is a one stop armored food wine all in 45 minutes to an hour and he pays the bill it's free we don't report anything and the other perks actually they have helpers on the bus that carry your groceries in the elevator carry grandma's groceries I know the first time I got on I said oh my god you can't carry it for me because I felt so bad they are like not part of the job that's what that we have to do and after that, the woman who carries your purchases is the same, thank you, but they said no, it is part of what they are paid and they know what a wonderful thing the owner of the store that runs all year, so when It's minus 30 outside, don't you drive the bus and you already have heating?
It's a private rental for the shop so it doesn't do any bus stops so we found we can get the really heavy stuff on that so that's a really nice plus it's really cool so when we talk about renting cars the other thing we found out is in our province and I think it's true in North America and in Europe the rental car company is a force to have public responsibility in their cars because maybe their cars don't rent all the time while they drive around with their staff so it comes with millions of dollars in public liability so all we need is to have the extra insurance we can get from our credit card company yeah so we decline waiver of damage for collision at the rental car agency and we have a certificate from our insurance from our credit card company that the current company accepts, so even if Wish we paid more car insurance for rentals, so we actually did a little bit of finance, didn't we? in our theory that we rent every other weekend and then we get the third weekend free yeah and so oh and we were able to get what you would call a bank holiday oh you know one weekend oh so we have the Monday off so we actually got it Friday through Tuesday morning for the same price t here is four days instead of three days which was even better so we took the cost of the two weekends and then the free we divide it by nine and it all comes out to be about 14 bucks a day a week ok the car rental including your insurance and everything is great no we have to put in the gas but you would if you had the your own, yes, but we don't have the responsibility either, that's a big thing and we're seeing it with some of our friends. just as cars get older so they need more maintenance, more repairs and more costs and we have friends who use the air conditioning in the car that starts to fail and break down and you know, and we're not talking about small expenses, we're talking a lot substantial thousand and two thousand dollars but they start with the other one so for us yeah part of our retirement has been reducing financial responsibility basically to not put our retirement funds at risk with unexpected expenses just a car is one of those and we have we have real I've already done it now on the cars it's a big thing but that's what we did when we moved into the apartment and where we sold the house and we're living here and that's also what we did when we rented the RV for our relocation is just Just because we don't have an RV doesn't mean we can't make the trip.
We rented one and got a fantastic deal. You can basically rent whatever you want these days. Yes, you don't have to have it to enjoy it. We don't have an RV but we had an absolutely fantastic RV holiday which we did and will probably do again and once again the RV we would look at was 18 months old it's like new and in fact that deal included all insurance we didn't even have to pay for any of the insurance they gave they gave the rent with all that included so we really wanted to make this quick video so it would be like you know a year without a car with no regrets is we're about to run out and buy a car team absolutely not and from time to time the norm gets the idea, okay? for us it's not like no because we're much better off and not just financially but also health wise it's been a good decision it's been a good decision for us on so many levels from a planetary standpoint. environmental we are not we are not polluting as much as we used to for our health yes we are absolutely getting the good health dividend and we can still drive new cars when we need them but we don't have the stress of owning one making her great so thank you for supporting us and subscribing to our channel if you haven't already subscribed Tina and would really appreciate it if you would hit the red button and subscribe to us we really appreciate everyone for giving us a thumbs up if you liked it if it's not right you are free to give us a thumbs down too, but don't, don't make us sad, no, we appreciate everyone and we also like everything we are learning from everyone. another thing we're talking to on youtube channels we really feel like it's a community and we wanted to share some of our good news so it's a happy anniversary from us and we hope everyone has a great day thank you bye
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