Up to $3,000 Credit Card That Won't Deny You | OpenSky Secured Credit Card | Rickita

I know you're trying to find a

credit

card

because you probably went through bankruptcy, you mess up your

credit

so bad and these credit

card

s can approve you just fine. I'm going to tell you about a credit card that won't

deny

you. they won't

deny

you anything they won't even do a credit check and in fact they can approve you up to three grand so they can start building your credit so definitely stay if this is something you're trying to do also stay if you're just trying to figure out how to build your credit quickly because that's exactly what I'm going to tell you about now this is your first time watching my videos.

My name is rekita. I talk about real estate, I talk about credit and then you guys too, I just help answer questions about you know, not just real estate and credit, if you saw any other questions, I get so many questions in my comments, I answer those questions, so. Definitely make sure to subscribe to my channel and leave your questions in the comments because I make sure to answer those questions for those people who subscribe to me and I also make sure you like this video. Make sure you subscribe and I will. see you in the next video i'm kidding i'm kidding let's get into this video let's stop playing let me stop playing let's get into this video now comment below if you like what stage of this process are you in are you trying to build your credit right now , did you ruin it before?

Where are you now with this credit card? They can approve you between two thousand and three thousand three thousand dollars. Yes, they can try between two hundred and three thousand dollars. now this credit card is the open secure credit card so with this credit card you guys like I said there is no credit check someone even said they even had two credit cards with them so that it's a really good thing so they don't check your credit, if in the past you had filed for bankruptcy and had those different things foreclosed on and now you can't figure out the federal navy, you can't get the capital, then definitely try to see if you can Get a credit card with them now. they want to verify your identity, that's one of their most important things, so sometimes when you request this, they may have a longer process to verify your identity, but they just want to verify you, they want to make sure that you're real because Look, they don't.

They don't do any credit checks, so they want to make sure you know they're a real person, so they're going to check those things now. This credit card definitely reminds me of the credit card because the credit card again is the same. Same thing, they don't check your credit. They only let you pay 200 as a down payment, but they report it to the credit bureaus in as little as two weeks, so definitely check out the credit builder card. I know in Wisconsin you can't use it. the credit building card, nothing about it, you can't use the credit building card either, that's why I tell people to open sky if you can't get the credit building card, but if you can get the credit building card credit building, get that one because They will also let you get two of them and it can improve your credit score because they will tell you in as little as two weeks after you get the account, not about you using a credit card, but about you getting approved For the bill.

The approval process is much faster than open pit, so definitely check it out. I'll be sure to have it in the description and comments. Now someone asked if there was an income requirement below. Let me know if you ever had this credit card and let me know what. verification process they did with you now I've heard people say they didn't have to send any verification. Some people say they sent a copy of their personal ID but they just want to verify that you are the right person and use the income which is not something they try to verify for everyone, they ask what your income is, they definitely ask what your income is, but no it's like a verification process for that, but definitely let me know if you have the credit card, you need to submit that verification. because you can help so many people by answering that question for all of us now this credit card has an annual fee which is like one of the cons the annual fee of this credit card is 35 dollars per year now I love this credit card because They're not going to check your credit, sometimes they just can't approve any other credit cards, so I don't like the annual fees, but the point is this is like the bottom of the bottom, like your credit score is really low. you 400 300 under 500 you need to get a credit card the point is they will give you a credit card.

I'm okay with charging you that annual fee, but remember that after six months to a year you'll want to start looking. for other credit cards you can get now that your credit score went up so you don't have to keep this credit card or pay that annual fee, you can close it before that annual fee, that will affect your credit again. because they are going to discount that annual fee when you first get your credit cards, but for the second year you can take, you can make sure to apply for other credit cards and have them start reporting to the credit bureaus to increase your credit score. credit and then you can cancel this credit card, but they have that annual fee for you.

Someone also said that they obtained an increase in credit for open sky. Open Heaven suggested a credit increase. Please let me know if you got a credit increase on this account and Also with the credit increase they require you to deposit more money because don't forget you can put dollars in 3000 now or they will give you credit personally because that's something we all need to know about The credit. It sounds good, but are you putting in your own money or are they going to put their money into increasing your credit? Now the link for this credit card is in the comments and in the description.

Definitely check it out. I also have a free card. pdf um on my blog that you guys can download it, tell you three credit cards that are like this credit card, so you can definitely use the platform. I always say you have four credit cards, so imagine that you are actually going to get this credit card and then try to get it. The other four credit cards are very similar, so look at those other three. The other three credit cards are similar, so check out my pdf because it's a free download. Download it and they will give you more details about this credit card.

Some quick points. about the credit card and then like I said those additional cards so good luck getting those approved but definitely look down in the comments and look down in the description now to build credit you need them to tell all three credit agencies and that's something. they want you to report to transgender equifax and experian so your credit score can start to go up credit is like a muscle you have to use it to build it if you're not using your credit then you're not going to build credit and if no one knows If you are using it because they are not reporting it to the credit bureaus, then it will not give you any credit for it, so you need to make sure that any credit card you get is going to build credit. to report to all three credit bureaus and sometimes we have beginners so the credit bureaus are transgender equifax and experian so definitely make sure to report to all three credit bureaus for any credit card you decide to get now , the key things to do to make sure that they can get the best credit score possible is to just make sure that if they get a two hundred dollar limit on this credit card or if they get a three thousand dollar limit, I don't care what it is, make sure you don't. spend more than five percent on this credit card or make sure they don't report to the credit bureaus that you spend more than five percent on a credit card, so let me give you an example if you get a 200 credit card.

Don't spend more than ten dollars on a credit card and then you can pay it off. Well, use it. Let them report it to the credit bureaus and when your bill is due, make sure you pay your full statement balance every month and you can set up autopay to pay your entire statement balance, not just your payment. minimum, but also your statement balance now also if like I told you, you want them to report, say if it's 200 again, you just want them to report, you know five percent, so I just want to declare ten dollars, like this that if you used to use your two hundred dollar credit card and you spent one hundred and eighty dollars on it, just make sure you pay one hundred and seventy dollars so there's only ten dollars left and they report that to the credit bureaus now I don't like it some people have to do it this way just because they don't have extra money to pay that ten dollars off, they just want to get their credit score as high as they can get it, I don't like carrying a balance on my credit cards because you're going to pay interest on everything that they spend on that credit card, so if they can look up your statement balance, pay your statement balance in full, get used to it.

For that, don't become a minimum payment person because you will be stuck in a chat with minimum payments and you are paying a lot of interest, try to pay your statement balance in full every month and if you decide you want to do it. charge ten dollars on your credit card after you know that after you pay your bill then it's fine but just make sure you pay it and try to see if you can pay your bill five days in advance, like you have scars from late payments like I have scars like if I thought I would get a late payment I would lose my mind so I always try to pay my bills early so I can even verify that the automatic payment went through like I was that person because you guys just don't understand that late payment will really ruin your credit and that's not what I want you to have, not only are you thinking about the utilization of how much you are spending your credit card, you don't want a late payment. payment, so set up automatic payment to make sure it is being paid and try to see if you can set it to pay five days before the due date.

Now, using credit cards, you will be informed three days after the expiration date. Sometimes, um, most. probably to the credit bureaus, but if you really want to know the day that they are definitely going to report to the credit bureaus, look at Credit Karma because Credit Karma will tell you the date it was last updated, the date it was last paid and just know that on that date they are going to report to the credit bureaus so you really need to know that day especially if you want to see how much your credit score will go up because when they report that is what will make your credit score credit if you like this video so far, let me know, thumbs up this video, leave me a comment, let me know how valuable this information is and definitely check out my website, um, on my blog, because I have a review on this credit card and other credit cards so definitely check that now like I said it's bankruptcy friendly so if you have really bad credit then this will definitely be bankruptcy friendly when you filed for bankruptcy before there are certain things of the ones you really need to insure.

I have set up because having that bankruptcy will prevent you from getting many more credit cards in the future. If I were you, I would try to find inaccuracies in that bankruptcy, find out what's wrong with the bank reporting that bankruptcy, and dispute it by trying to remove it from your credit reports. Anything that is inaccurate and complete according to the FCRA says is supposed to be removed and removed from your credit reports, so definitely try to see if you can find errors in your bankruptcy, perhaps in the other accounts. tied to it and check out my exclusive membership.

I have the link in the comments and a description. I show you all the credit cards you can apply for. I give you cards that you can use to eliminate these negative accounts, which is a very important thing and I help you. walk you through this process and then I have people on my team that can talk to you if you ever have any questions now, when you're aiming for an exclusive membership, anything that's coming up, I'll definitely let you know, um, within exclusive membership. First, and many times I give them access for free, as you can see on my other website that I have.

I made a lot of different lyrics and stuff like that available, but I've charged people - it's already free at my school - for some membership, so definitely sign up for the exclusive membership and let me know if you have any additional questions. Now I love this credit card because they can give you this credit card withoutcredit check, but not many credit cards can do that. If you want to try to see if you can get other credit cards, try to see if you can find a credit card that can prequalify you without extensive research, so I have all of those credit cards on my website, so definitely check. check it out, they have so many credit cards they can prequalify you without extensive research and check out these other youtube videos.

I think you might be interested in these videos, so check them out to see if there are any of these different videos that you like. I definitely hope you find a video to enjoy. If you can't find a video to enjoy, definitely leave it in the comments and I can make that video for you.