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My Husband Is Making All The Financial Decisions

Jun 10, 2021
jessica is with us in Columbus Ohio Hi Jessica, how are you? I am good how are you? Dave, better than I deserve, what's up, okay? I recently discovered your YouTube channel, started listening to it, and started thinking about small steps. and I'm on baby set number two, but I'm also married and currently I tried to talk to him a little bit and get him involved as well and the problem I'm having is that we don't have a lot of money. problems like I've never had, you know, before, like I was afraid, I don't know what I'm going to do next moment and I kind of got out of it and recovered, but my My

husband

has never had that, so how I would like to make you understand?
my husband is making all the financial decisions
You know why we have to do this and you know that he thinks we are normal people and you know that we can afford what we have and that we are fine. normal but

financial

ly normal sucks, yeah, so I mean, all the money coming in, all the money going out, you don't have anything that looks good, there's no money, you know, that's normal, so how much debt do you two have? We're probably at around a hundred thousand with everything. Like the house, oh how much of that sounds ninety? Okay, so you have $10,000 in personal debt on house one and most of it is like medical bills, it's nothing, you don't have a car payment, I do, but it's almost paid off, so it's not okay. yes, do you have a student? he has student loans not about 120,000 part that makes me nervous about this um he's buying real estate for his retirement because he works with his father now you know they work together in the company and then he has a bang and extra company and so he's starting to accumulate more debt and then fixing it and renting it out and that part makes me nervous what debt we already have so I don't know how to navigate how old are you?
my husband is making all the financial decisions

More Interesting Facts About,

my husband is making all the financial decisions...

I'm 28 and he's 27. His birthday is the 19th. That's how old I was when I went bankrupt buying real estate. I know and I've heard that and it scares me to death. Let me tell you what scares me. It sounds like he's doing whatever he wants to do and it's like the language you use about decision

making

in your home is like you're two roommates and you're not married, yeah he does this, he does this, but he does this. does this he does this there wasn't we there there isn't there isn't this anymore basically make the decision you know that's what I did and then I drove the car off a cliff and then we had to recover after I made a mistake and So, you know, I'm scared. for you.
my husband is making all the financial decisions
I think you guys need to work on your relationship until his voice starts to be heard in the relationship because I think you have caution in the relationship and he is the one to go. relationship and you need both, you need a balance of caution and go, go, but if it's all go, go and caution is not heard, then we jump off the bridge, yeah, that's what we know, yeah, and I'm scared for you. I really am because I don't think this guy that you know I think there's anything more going on here than just bringing him home to Dave Ramsey.
my husband is making all the financial decisions
I don't think that's the problem. I think the problem is that you guys need to sit down. a serious discussion about hey, I don't agree with you borrowing money to buy all these houses, okay, I don't agree with that because you just told me that I didn't say that you said that and you and the university and you know what. You would tap him on the forehead with your knuckles and say "Hello." You have to listen to me. I'm not okay and you can't just do whatever you want when we're married. I'm not. Okay, because I'm going to tell you this about

husband

s because I'm one of them, we're a little Nick and we don't play niceties, you just have to say it very clearly and to our faces so we can even hear you.
He can't just drop the pans in the kitchen and he says what's wrong Manny. You know we can't read your fucking mind. You have to say I'm not fine. If you had borrowed all this damn money and not talked to me. about this and that I am not involved in the decision. I just don't agree with the process we are using to make

financial

decisions

in this house right now. I have to be part of the decision

making

and that's not unreasonable like In fact, it's unreasonable the way it's working today and heading towards a problem now.
I don't hope they don't have to go through what women go through, maybe he's not as stupid as me, maybe he can handle it all. together, but this idea of ​​I'm buying real estate, I'm buying real estate and it doesn't matter if you borrow money because you're buying real estate, the tenants will pay the payment, is a bunch of crap that those tenants don't do. you always pay and there isn't always a tenant and then when they move out you have to pay to put things back in the house that was broken or worn out so renting real estate is not a poor man's game and right now you have without money, you don't have money and you're playing in rental real estate, that's just not a good place to be, so I think you need to start with that and then go back to well, let's go to Financial Peace University or let's go to something where We can agree on money management and then we can make

decisions

together on money management, but you sit there if you can't come to an agreement with your father and make decisions for this house unilaterally without your participation, that's wrong, It's just not the way you do relationships, they're not the right ones anyway, I hope it helps you, thank you for calling the open phones at triple eight eight two five five two two five, you come in, we'll talk about your life and your money, we're glad you do.
You're with us, thanks for hanging out, so I'll tell you that, as we've studied, there are almost no millionaires in percentage terms. I mean, less than 10% of married millionaires make decisions without their spouse. There are your correlation proverbs. says who can find a virtuous wife for her value is far above rubies her husband's heart trusts her for sure and she will not lack profits I run a multi-million dollar organization with a multi-million dollar net worth one eye and the Person to whom the People ask about money and I don't make any major financial decisions without the involvement of my wife, who owns a house, Ekta Gris, and raised three children as her career.
I don't do it without her input, because she has wisdom and I want to. To balance that and balance my gogo with it, no, no, this is the Dave Ramsey show.

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