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How to Get $250,000 in Business Credit

May 30, 2021
Oh everyone, welcome to our webinar today so anyone can join us. My name is ty crandall and I'm going to be hosting our event today and today we're going to dive in, we're going to really decode a couple of different things first. We'll talk about how to get $250,000 in

business

credit

for your EIN that isn't tied to your personal social security number. We will lay out the exact steps to do this and you will have access to all the inside information. In two days, many things have even changed and we are going to map out the exact process so that you can be successful in building your real

business

credit

and your corporate credit.
how to get 250 000 in business credit
We'll also talk about how to easily get loans and lines of credit. You know that many business owners need money and how much money they need to grow, but they don't know where to get it and they don't realize that there are literally hundreds of different programs available that can actually help you get loans and lines of credit, so this It's the kind of thing we're going to delve into today, so we've got a lot to cover, we're probably going to be about 90 minutes and I'll stick around to answer questions as well, so I'll have a chance to make sure everyone has questions.
how to get 250 000 in business credit

More Interesting Facts About,

how to get 250 000 in business credit...

I know many of you will have questions during the webinar, but if I were to stop and answer all the questions during the webinar, it would possibly take three, four, or five hours, so I'm going to continue and get to the ones at the end of the webinar. webinar, I'll make sure your questions are answered, so let me introduce myself. My name is ty crandall. In fact, I've been in the financial industry for about 17 years since I got out of the Air Force many years ago, I went into financial services and I've been in commercial and consumer finance ever since, so I speak on commercial credit all over the world.
how to get 250 000 in business credit
I have been invited to events as far away as Singapore and during speaking time, usually in early spring and fall, you will often see me, especially at different venues in the United States and on stages, even in front of thousands of people talking about what we're talking about today. I'm actually the author of two books, Perfect Credit and Business Credit. Decoded, these are the two best-selling books on Amazon when it comes to business and consumer credit, so if maybe you've read the book or if you've seen me before, this is probably one of the places I'm also in a commercial credit authority with new podcast radio TV stations.
how to get 250 000 in business credit
I was featured in Entrepreneur Inc. Forbes. I've been on Fox ABC NBC CBS and many other sources as well, usually when something is happening in the world and their questions about business. Credit I'm usually the one they go to for interviews and I also absolutely oversee the largest commercial credit partner division in the United States. I'm here at Credit Suite, so over the last few years we've helped. More than 10,000 people generate business credit and we also have thousands of partners across the country that offer white label business credit through our products and services, where we also handle all the services for those clients, so I won't tell you any of this to brag and brag for those of you who know me, my family and friends and are close to me now.
I am a very humble person. I only tell you this because I want you to know that I have the knowledge and experience to be one. able to talk about the topics that we're going to delve into today, so about today, what we're going to cover today, some housekeeping points before we get started, first of all, I literally have hundreds of people registered for this webinar, more than the ability. of the weather that the webinar will take place, so if you leave during the event, you will not be able to get back in, that is only because someone has crashed your place and the only possibility of getting back in is if someone else goes and you were able to Catch the webinar right on the spot and put yourself in its place, so keep in mind that a lot of people after an event like this say that they had trouble getting in and it's only because the webinars reached capacity.
The second thing I want to mention is if you're going to stay until the end, there are a couple of things we'll do for you, one we'll make sure you can play the webinar if you stay with us until the end, and then the other. The thing is, we're also going to talk about some really cool bonuses that you'll have access to at the end, so it's definitely worth your time. Those of you who know me know that I will not waste a minute of your time. My brain works very fast and my voice in my mouth usually has a hard time keeping up, so if I talk fast it's just my nature, but I promise you'll get a lot of information.
As a result of that, as we move forward and into today's event, what we're going to cover, we're going to talk about how to immediately get business credit that's tied to your EIN, not your social security number, even when you're just starting out, Even if you have a bad personal history in Paris, in fact, we're going to talk about how to build business credit without any consumer credit checks, which means you can get approved regardless of personal credit because they're not checking your personal credit. To determine approval, this also means that you can be approved even as a startup, even if you have not started generating income yet, and we will map out the exact steps to be able to do this for your real business, even if you are just starting your business, I think We'll immediately take this credit profile and score that I'll teach you how to build and show you how to use it to get credit with major sources like Walmart, Amazon Staples, and Office.
Depot Apple, Dell Lowe's and Home Depot even get auto vehicle financing at places like Ford, get thirty and forty thousand dollar limit credit cards at places like Best Buy and then also get the coveted cash credit cards, the Visa cards, Master cards, American Express cards and more we're going to talk about how you can access loans even when banks say no, even when you don't think you can get approved for financing if you're a new business if you have credit problems if It is unsecured we will talk about loans and lines of credit, many different options that you will be able to access, in fact, a new one of my favorite lines of credit that we discovered yesterday is really great.
We'll dive into that a little bit later today and teach you how to get approved for that and even another cool line of credit that we accessed less than a year ago that you don't even have a credit check for for a lot of cool things like that. and we are going to talk about how to make money offering trade credit financing maybe you have interest maybe you don't, but the good thing is that you can do very well by helping other people around you offer credit and trade financing so if you know For the people who are interested in starting a business or running a business, we will also briefly talk about this and how you can make money by helping other people get capital to grow, so a really brief overview we will cover a lot of topics. so let's start at the beginning, obviously a lot of people try to get money to grow their business, most people do it to start a business and most people fail and a lot of people don't do it because most people are trying to do it. to their bank to need money when I'm in front of a big stage I'm on the big stage in front of a big group of people I ask them where they would go if they need money and unanimously what people come in and say is They say they would basically go to their bank to make money.
Well, banks really aren't. Banks are definitely not the place to go if you are really looking to get money because banks usually deal with SBA loans and SBA loans are very difficult to get. To qualify, you have to have good credit, cash flow, collateral, and all these different types of things to qualify, so we're going to talk about how to get financing and alternative sources of where most of the money comes from versus the real thing. conventional banks, we will teach you how to avoid this pitfall, another reason why people cannot access capital if their business is because they do not even know that commercial credit exists, many people do not even know the Credit can be generated regardless of the quality of consumer credit, which is absolutely possible and again, we're going to code this today and teach you how to build business credit from scratch without the collateral, without the personal credit check, a lot of people think that that doesn't exist anymore. and dodd-frank and all these other things have affected the ability to get business credit;
In fact, it's not the case at all if the ability to access capital now is the best it's been in the last ten years, so you're going to have a real chance of finding out exactly how this process works. Many people don't understand that building business credit is a process. Even people who figure out what business credit is still get lost and don't know that there is a proper sequence. of the steps you need to take to be successful at building business credit, so we'll decode those steps through a PowerPoint and then I'll physically give you an inside look at how we help clients build this subscription.
Let's take a look. See it from both sides so you can see the principle of how it works and then you can actually see it in action and how we have helped so many people build business credit quickly, so a lot of people don't understand this process, but we today are going to lay out exactly what the process is and many entrepreneurs don't know that there is money available based on strengths. Again, many people go to the wrong place to get money. I call this a cash access problem because the reality is that it's not that there is no money available, there is more money available that we can probably even use as business owners.
The reality is, again, a lot of people just don't know where to go to get it. Let's decode it. today and let's talk more about where to go to get the money you're really looking for, so these webinars are definitely for you if you're looking for money to start a new business or if you're looking to grow your existing business because that's pretty much all we're going to cover. is the use of business credit and financing to do both if you are looking for high-limit credit accounts that are not tied to your social security number and that you can obtain regardless of personal credit quality without a personal credit check without inquiries about your personal credit report, that's exactly the type of thing that we're going to delve into and we're also going to delve into the easiest and fastest way to get money for your business and again We'll talk about the concept through PowerPoint and give you I will show the actual execution.
I will show you exactly how our clients are doing this successfully now, whether it is line of credit loans or business credit, and in this webinar it is also for you if you are looking to get lines of credit and loans if you want to get money to boost your business but you can't get it, you don't think you can qualify with your bank or you just want access to the most money with the best terms, these are all topics we are going to delve into today, so let me tell you a little about myself for those Of you who don't know me, first of all, if you are skeptical that I can get credit or money.
I know exactly how you feel. In fact, I have built a few businesses from scratch using my own personal money to do this. I didn't know about business credit. There was no one talking about trade credit when I built my businesses. That's why I decided to become the person who helps other people understand how this process works. I also didn't realize all the different types of loans and lines of credit that were available to me because there was no one talking about these things. if you're kind if you're in the same shoes that I've been in exactly where you are now what happened to me was my first business was a mortgage company and I built it at the height of the mortgage industry and then I went there with the crash and overnight we lost our ability to help people get loans, my income dropped by 90 percent, and I pretty much lost everything.
I lost five vehicles and my house. You know, our credit was ruined. Literally, the people we broke business with were taken away. The money taken from our personal account cleaned us up. It was by far the worst experience I have ever had for someone who has a family that you are responsible for supporting when you lose your ability to support your family today in my life. It has been the hardest thing I have ever gone through and recovered from. I went into consumer credit. I helped people start getting back on their feet through real change in the economy and then I was introduced to business credit.
They presented mepractically the same solution as me. I am going to share with you today the same opportunity and it literally changed my life. He helped me create the company I now had. He helped me turn it into a very, very successful business where we generated millions and millions of dollars in revenue. Because I was able to access other people's money, I became a master at obtaining corporate credit financing, which helped us grow at a very rapid pace. I've been through the cycle. I know what it's like to struggle using your own money to build a business even to have a business fail and fail in a great way and then to be able to recover and get access to capital and move on and do it the right way and be successful, that's why I've been where a lot of people aren't, if you're skeptical, I understand I was there once, but today I'm going to map out the things I didn't have the chance to know at the time. so that you can come and have the same kind of success that I am fortunate to have the opportunity to have now, so let's start at the beginning, when we talk about business credit, we are talking about credit that is now obtained in the name of a company with business credit the business itself is building its own credit profile and score for the business cin number in the same way that you have a credit profile and score linked to your personal social network with business credit you are now creating credit linked to your number iin actual this is credited in the name of the company, so it is based on the company's ability to pay, not the owners of the company, so whenever you hear about being able to get money without credit check, You should be skeptical, most people are.
I'm skeptical even when I hear that. but the way business credit works the reason you can get it independently of personal credit is because if you think about it it makes a lot of sense your credit for your business is your business on its own means your own business qualifies and the ability Obtaining credit is based on your business's ability to pay, not on you as the owner, so each year you build business credit you gain the ability to obtain more and more capital without relying on your personal guarantee or personal credit because the business gains its ability to stand on its own two feet and as the business obtains this credit it begins to obtain capital, first it begins to obtain credit cards Office Depot Home Depot Sam's Club Costco Dell BP Walmart mastercards visas American Express almost every retailer or big box store that They exist from some type of corporate credit, even Nordstrom makes us even Macy's to give you an idea of ​​the different types of stores that do this, even Pitney Bowes, for example, but you are also building a credible and lendable foundation that helps you. getting loans helps you get lines of credit now only business credit requires a lot of development to get loans and lines of credit based solely on this credit.
I'll tell you up front because a lot of people won't, but it will help you get twenty thirty individual forty thousand dollar credit cards in the process of building and as you'll see here in some slides, it's the foundation for you to be able to get loans and credit lines. We'll even look at business reports to see what lenders see, so there are many benefits you should know before we dive into one: Business credit has no effect on your consumer credit has no adverse impact on your consumer credit scores. consumption, so most people use their own personal credit to finance their business.
With that, when it comes to consumer credit, 30% of your consumer credit score is made up of what is called utilization, which means that as you carry balances on your credit cards, you lower your scores substantially, that is, almost as much as if he paid. your bills are late because 35% of your consumer FICO score is 30% utilization payment history, so with business credit these are credit accounts that report on business credit reports, not consumer , so you could even max out your credit cards and not negatively impact your consumer scores. not at all because your consumer credit will not be affected because the accounts only report on your business credit reports.
Additionally, even if you have good credit, then you don't want to have inquiries about your business or consumer credit reports unless you want to, and in the business world you have the ability to get many more loans and lines of credit when you have few or no inquiries about your credit in the last six to twelve months, so this has no adverse effect and does not affect your utilization. because the accounts only report on your business reports and there are no inquiries because they are not pulling your consumer credit when it comes to getting approved for business credit and that also means you can get approved no matter how bad your credit is even if You have credit problems, well these are credits that are not based on the quality of your consumer credit, so regardless of how good or bad your consumer credit is, you can still get business credit because there is no credit survey when it comes to getting approved even if you have good credit then you will still care that there is no personal guarantee because with business credit you are not responsible for what happens in your business, you and the business are separate if, for example, you are a certain entity that we We will talk about this a little later here and by doing so you will be able to separate your responsibility for the business so that if you ever default, if something unexpected ever happens to you like it did to me and you default on an account or even go out of business.
They can't go after your personal assets, this may not be a big deal for many people because we don't think about failing, but I can tell you from someone who has been through a business failure that they will definitely wipe your assets. personal assets when this happens, so if you can keep your family's finances and assets safe, why not business credit help you do that? It will help you separate the liability and your SBA and Inc and the Nasdaq entrepreneur from all these sources, that's why they talk about the importance of building business credit is to separate the actual business responsibility, so building business credit is very fast.
What I'm going to show you today is the fastest way to build business credit, which means you can get credit immediately as soon as we're done. with this webinar you will immediately go out and be able to get credit and then you will be able to build that credit to get credit very quickly on most major retailers, even Visa cards, master cards, even auto vehicle financing, and this is important because anyone You can see the credit reports of your business your prospects competitors potential buyers of your company or clients but investors you know we are not used to this in the consumer world someone has to have your permission to obtain your credit report it is called permissible purpose pearl law called Fair Credit Reporting Act Well, in the business world there is no Fair Credit Reporting Act, it does not apply to business credit, so what happens is anyone can see your reports without your permission, so In fact, if you go to Dun and Bradstreet to get your credit report the first thing they do is give you the option of whether you want your credit report or a credit report for another company, so again with business credit it's important to create a profile and a score because anyone who wants can easily see what's in your reports.
Now commercial credit also gives you greater borrowing capacity because you have commercial and consumer credit. For example, you can go to Staples today and get a consumer credit card, but the problem is that when you do that you won't be able to get in tomorrow. and get another commodity credit card, but with business credit you can get a consumer credit card and then you can also turn around and get a business credit card the next day. The only way to get two credit cards at most major retailers is you have consumer credit and business credit, the difference is that business credit limits are much higher than consumer credit, so with the limits commercial/SBA credit are ten to one hundred times higher than what you see with consumer credit, this sounds like a really crazy number. but it's not, if you think about it, because you may never need to spend twenty thousand dollars on home computers with Dell, but you may very well want to spend or need to spend twenty thousand dollars on computers for your real business, so this is the reason why the limits are much higher in the business world than in the case of business cards than in the consumer world, so you can get credit cards with limit of 20 30 40 50 thousand dollars in six months or less and today we are I'm going to lay out the actual steps to do this, I'll even take a look at the actual approvals people are getting recently.
You can also get approved when you can't get a bank loan or alternative financing. In fact, business credit is the only way to get money for a business when you have no collateral, bad credit, and no cash flow, so even when you have no chance of getting a loan, you can still go in and get credit. commercial even as a new company. It's a wild card because everyone can get it no matter what your situation is, if you have a business you can get it, so even if you think there's no way to get funding, we're still going to plan how you can get it.
To get business credit, you can also access loans and lines of credit to grow, finance your business, use your profits to grow your business instead of your personal funds, there are many studies on this that show that a healthy business that has good Chances of long-term success is a business that does not depend on your consumer credit, nor does it depend on your personal assets for your personal cash injection, so the more you can start financing your business, the healthier your business will be and All the statistics show that when you can finance yourself and the healthier you are, the better the chances of long-term success in your business, which of course gives you a huge competitive advantage, so with business credit you also determine Three things when it comes to loans and lines of credit.
Will they approve or deny it? How much money will you actually be approved for and what rates and terms will you get? If you want to get the most money on the best terms and be able to get approved for loans and lines of credit commercial credit an absolutely essential need that we will show you in just a second you can be denied financing based on the quality of the commercial credit, even if He has no established business credit. I'm going to show you on the next slide exactly how that works, so let's take a look at some reports and let me show you what I mean, so first of all, you can be issued a failed business credit score for your business even if You have no credit reports and this makes you appear unestablished, possibly even on the verge of filing for bankruptcy, which is why they give you a failing score because a business that is operating and has no credit appears unestablished or possibly even on the verge. of declaring bankruptcy, in fact, reporting agencies even have a bankruptcy. score that represents your bankruptcy risk, so here's a perfect snapshot from an already experienced report showing what this looks like.
You can see the score. This is an intelliscore that goes from zero to one hundred. Hundreds, the best score you can get. Zero is the worst. So we see that this company has a credit score of twenty. We see that it is a very high risk. The current financial stability risk score literally represents your risk of bankruptcy and you can see that the risk is the highest possible. We see the factors. lower the credit score down here lack of active traits and the interesting thing is that when we look at this, here are the business lines, the company has zero, they would have zero credit across the board, so in this case you have a company to the that you have been given a failing score, your bankruptcy score says the risk is the highest possible, but the crazy thing is that they have absolutely no credit report on the business credit report, again we are not used to this in the world of consumer credit, you have to have bad credit.
Don't pay your bills, for example, to get bad scores, but in the business world, if reporting agencies like Experian and Equifax know your business exists and know your SI C code, they will automatically fill out a report and your report will look like this . reports all the time and every time I see a score of 27-29 it's me and a thousand dollar credit limit. I know that this combination means thatWe are dealing with the company that has no credit and unfortunately there are many people. who come to us go to your bank to get a credit card go to your bank to get a loan or line of credit we have companies that make millions of dollars in revenue and are denied the $10,000 credit card limit credit cards credit because when they withdraw trade credit they get a notice saying trade credits are bad as you can see there is nothing bad here there is just nothing here and it is nothing here that is bad and this is exactly what happens now in the world of commercial credit.
Let's take a look here at what happens when even one account reports, so after this webinar I'll show you how to get accounts that will report to the reporting agencies and that one account can take you from no grade or a failing grade to a great score. to make it more loanable and the reason for this is that business credit scores are mainly based on one factor and one factor only and that factor is how you pay your bills, if you pay your bills as agreed you will instantly get a good score how good how good depends on how early you pay the bill if you pay it on time you have a score of 80 to 90 if you pay it early then you will have a score of 90 to 100 so all you have to do is get the credit who reports pays the bill and gives you a good score, so in this case we see someone who has a credit welcome recommendation of 96 points for $2,500.
We see its low risk at the opposite end of the spectrum. There is less risk than possible. we're almost there, so we took someone here from high risk to low risk and the interesting thing is this is the only account on their credit report, a package account, probably a Uline account which we'll talk about a little bit later, so they added this account. they spent less than $100 recent high credit they used they spent less than $100 and they have a score of 96 this is where things get interesting they had a score of 28 exactly the same as the one I just showed you like I said very common 28 is a good score, there is a score that completely indicates that someone generally has no credit and has an account and their scores skyrocketed from a 28 to the 90s, where they are now, this is what I'm going to teach you how to do today: go from adding a account to your credit report and help you go from no credit or bad credit to good credit and then continue to build that to qualify for more and more money now again, you can't just get one account because some reporting agencies that We'll talk as we go they require more than one account, which is the mistake many people make and I'm going to help you avoid what happens as you continue to build your credit.
Business credit reporting agencies recommend it to get more and more money. This helps you get higher approvals on business credit card loans and lines of credit, which is why Equifax dun and bradstreet Experian have what they call a credit limit recommendation and it is exactly what it sounds like: these are the limits that They recommend four credit issuers and lenders, so they tell lenders and creditors based on what we see and all of our billions of dollars of analysis. We have developed that this person should be recommended in this example for a thousand dollars. That's the first example we looked at a couple of slides ago.
The last slide we looked at this person and saw that that account took him up to $2,500 in credit limit. Here is the recommendation. someone who doesn't even pay his bills, he's paying his bills with a bad score 27, he's still recommended seven thousand dollars in credit 69 hundred and he has two accounts on his business credit report as we continue to grow business credit. Here is someone who is recommended fifteen thousand six hundred dollars in financing and has three accounts on his business credit report. Here is another one that has sixty-five thousand almost sixty-six thousand dollars in financing that is recommended for and I only have four accounts, we see three, we see the fourth wind, it comes here on the second page and then here is a company that is being recommended for seven hundred twenty-four thousand two hundred dollars in credit and we see how many business lines they have.
I'm not sure how many there are, but it's probably about fifteen. We'll be using about fifteen accounts, so I've just shown you the progression of business credit from the lender's point of view. The more credit you get, the higher your scores will be. You even saw examples of people who have lower scores because they are not paying their bill but they are still recommended to get more money, so as I mentioned, business credit will determine whether you are approved or denied, if you have bad business credit or you have no business credit, your chances of getting approved for a lot of financing are nil, that's okay, it will also determine the rates and terms you pay.
Your credit score really plays a role in that how high your credit score is indicates how well you pay your bills. The better the score, the better the rates in terms. What you will get is the same with consumer credit, the consumer world as well and business credit also determines how much you will be approved for and you see clear as day that each of these business reports has a clear credit limit. recommendation that lenders and credit issuers use to determine approvals, so when you apply for credit you get an approval and you get a certain limit, this is what influences the amount of credit limit that is actually issued to you, we know that It is not manually.
It is happening because it happened very quickly, so these automated systems that credit issuers use analyze the reports taking into account the credit recommendation and this helps them determine the type of limits that will be issued to you and whether or not you will get loans and lines of credit too, that being said, it is also important to note that all successful businesses in this country have business credit. Now a lot of people believe the opposite here, they think you have to be big to get business credit, but that's not the truth. The truth is that any business can get business credit if you know what we're going to talk about today, but you have to have business credit to get the information.
So, for example, here's a look at Facebook, we see their experienced staff with 40 lines of business. Here with Dell, how they have 83 commercial lines. Microsoft has been around since the 70s, 131 and Apple have not been around since the 70s. With 138 business lines, we see the Flying J pilot with 153 trade credit businesses. So what is a business line? What is the business line? reporting an account on your credit report I just showed you a bunch of real business credit report examples so you can imagine what it's like to have a hundred and fifty-three lines of business, so if you think Facebook, Dow, and Apple are you can get millions and tens of millions and hundreds of millions of dollars because they are Facebook Apple and Flying J pilot, that is not the case, they are loaned large amounts of money because they use the example that I just showed you earlier. they are getting more business lines the more accounts they have on their business credit report the more credit they have established the higher the credit recommendations which is why these businesses are being loaned more and more money here is the Publix Lakeland Florida supermarket here down in Florida or doubt here in my backyard 171 transactions and here's Walmart with five hundred and thirteen transactions, so Walmart really is the perfect example of what you can achieve with merchant credit. 80% of what Walmart sells is actually bought on credit and you pay.
They ask for it before they actually spend their own money to buy it, so they go and they. Example of reward paper towels. I like to use it. They are going to reward. They use trade credit to buy paper towels. They put them on their shelves. You enter. Shopping. Walmart paper towels you say Walmart here's my money Walmart takes your money and uses it to pay back the reward for paper towels, adds 80% of what they put on their shelves on credit and uses your payments to pay off the credit This is why they are the number one retailer in the world.
It's also the reason they have 513 operations. They have dominated OPM by using other people's money to grow and in doing so this has given them the advantage to become the number one retailer in the world. now, here is Mars Incorporated, they make Mars bars with 22 features. This is where things get interesting. Here's a client who isn't too far away from building business credit. Just a few months into the process, it has features. Well, they make Mars bars. They have 22. eight have more than 30 percent, like thirty-five, forty percent of as many business lines as Mars and Crumple Company.
Here's another company that's been in the business credit building business for a year or what their profile looked like in a year and with 14 traits, they have 70.% as many business lines as Mars Corporation has, so again, any company can convert this into credit. In fact, the steps I'm going to show you today are largely the same steps that many of the largest companies used in their early days. years to build your initial credit profile and score and now as you have continued for years and years to build it you have the ability to gain access to more and more credit so you need to get business credit to be great there is no a great success. pump up any public or/or private company in the United States that has gotten to where it is without building business credit, all of them, name any of them, we could do the same thing and look at their business lines, but they must have business credit to grow, not you have to be big to get access to business credit, you just have to know the proper steps, the process to follow, which brings me to the main topic we want to get into here, how do we build? good business credit, first I will do this in two ways for you.
I'm going to map this out and show you through power. We will review these slides. I'm going to map out this exact process and then show you exactly. how our clients do it so you can see not only how it works, but how it works when you get the fastest and easiest results, so we'll do that and then we'll go deeper and even talk about loans and lines of credit before we move on. So here's a great look at what's possible with business credit from the samples. This is your exact quote. We went to our bank to get a business line of credit.
They rejected us. We start with Credit Suite. We set up our business credibly. We built our business credit now, if you are following the steps, we have now obtained over 96 thousand dollars in business credit cards and we just applied for the Amex platinum card and were instantly approved with no limit. Now we have four to five different companies call us every day trying to get us money and that's a really good problem we're excited and if you don't have business credit yet you need to get involved with Credit Suite to get the same results as us so just We analyze the success of your company.
Tax relief we looked at in the early stages where they had 14 traits, their story is very different now that their Amex has no limit, they often spend around a hundred thousand a month, they have over a quarter of a million dollars in business credit that they . I already got it again. You'll see at least a few of these examples to enter with the actual webinar title. There are clients here who have insured more than a quarter of a million. They use business credit to earn over a million dollars in their first year in business. and then this year they now make over two million dollars.
In fact, I interviewed Thelma two weeks ago to get an update on her progress, so I can see exactly what is possible when you build business credit and follow these steps. So what steps do you follow right? The first step is you want to build your business credit, and by the way, I'm going to do that. If you stay until the end and I will send you a replay, I will send you a link to an Interview with them to walk you through the entire initial business credit building process. What was your experience at first? The bills.
They got the limits. All that kind of stuff. I'll let you know if you stay until the end. So the first step we have to set up your business credit. Lenders and credit issuers have a secret set of standards that you must meet to get approved. Do you understand this. I understand this. You have applied for credit cards. One of two things happens to you. You either get automatic approval or you get that dreaded message you'll hear in the mail in 7-10 days. Well, what happens is when you enter your information there, the credit issuer's computer is processing the information and it's time to like it. a checklist, if you meetwith all their tyria it's a series of checks and you get an approval if you don't they basically alert you or give you ex and criteria that you have to meet if you have enough of those they deny you that's how it works so my goal For you it's not just getting business credit, but giving you a path to get it as quickly as possible, ensuring you get automatic approvals.
To get automatic approvals, we have to understand this unpublished secret set. of standards that these credit issuers and lenders have once we have this, then we have established a lendable foundation that helps you get automated approvals for credit cards and also helps you get the loans and lines of credit that you are looking for, of so if you meet these standards you get those automatic approvals, if you don't meet the standards you usually get denied, it really is as simple as that, so you need to set up your business credibly before you even think about starting to get credit and financing.
If you don't, you will often be denied, as many of our clients are before they end up coming to us, so first you want to set up your entity, now you can build business credit with sole proprietorship entities, a partnership, a corporation and an LLC, but it's just a corporation or an LLC where you could really separate your liability and the reason for this is that because a partnership or a sole proprietorship you and the company are the same with a corporation or LLC, your entity is separate from you as an individual, so you can also separate your consumer and your business, create your liability can be separate, so you want to try setting up a corporation or LLC, if you are not, if you have already set up as a single proper partnership, consider switching to a corporation. or LLC to separate your liability.
Look, I'm not a lawyer, but I will tell you that if you are a sole proprietorship, a partnership and you in the business are yourself, if the business is sued, you can be sued and that is obviously. something you want to avoid, other than being able to separate your actual personal guarantee for the company and your individual as a consumer, so you want to stay away from high risk business names that indicate that you are in a high risk industry because, again, If you are looking for automatic approvals and they see that you're in a high risk industry that's the only thing that can get you denied so a little bit later I'm going to show you exactly how you can show and hear how you can access a High Risk Industry List risk to make sure your name does not indicate that you are in a high-risk industry.
If you are, not only is it difficult to get business accounts and bank accounts, but it can also lead to a lot of automatic denials. because they don't want to lend you money if you're in a place where the industry will talk more about it a little bit, you want to get your free ein number from the IRS, it's free, a lot of companies do themselves. It seems that the IRS reaches the end of the process that they try to collect money from you, do not fall for that scam, that is, the numbers are absolutely free, many people think that they lose credits created with their Duns number with dun & bradstreet, that is not the case, it is created with your real AI and it's also interesting because a lot of people I think you need to have your EIN, they have to apply for your EIN before building business credit.
That's not true either. Actually, just with your name and address they can still issue you business credit even if they don't know your EIN number and I. I'll tell you how it's possible in a moment, but you must have the ein number to build business credit. It is absolutely crucial as we move into step 3. If you need a license in your state and county for your industry, then you need to make sure you have that license to operate legally and you also want to make sure all of your online listings have the same information. than what appears on your application.
The details must be consistent, so what do many people get wrong? One of the main reasons bank loans are denied is for this very reason: because the address you have with the Secretary of State is not the same one that appears in a Google search and is different than the one that appears on your application. Your application must be consistent with what appears on your bank statement, so it must be consistent with what is on Google, Bing and Yahoo, it must be consistent with the Secretary of State's records, otherwise it will often be They will deny you loans and credits because I'm not sure they see a lot of information that doesn't match, which automatically leads to rejections in many different cases, so you also need to make sure you have a professional website set up, they will search for your business online, it is better for you that they find your business online through their own website find their own information online, so you want to make sure you have a professional website, you want to have a professional email address, don't use Yahoo, Gmail , don't use anything other than a professional email, so for example, my email is credit information, sweet calm, that's what you want, maybe your name on your company, calm or sinful, or sales on your company, calm down, you know, nowadays you can go to GoDaddy and for 12 dollars you can get a domain that comes with these types of email addresses, but don't use Yahoo and Gmail type email addresses that can often do to be denied.
You want to use a real physical business address on your application if you don't have a physical address maybe you work from home it's okay to use a virtual address a virtual address like an address you rent basically an address to get a mail app without having to pay for get a real office. I'm going to do a trick really quick, so that's what a virtual address is. If you go in and get a physical office, rent an address, get your mail there, you can use the address on all your paperwork and then the company will receive your mail and actually forward it to you.
Nowadays, if you want them to, they will even open your email, take pictures, and send you the pictures in the email if you want. That's what a virtual address is, it's much better than your home address if you can use it. access now the third and worst and last option of the case is a home address you want to use, you don't want to use in that order, you want to get a business address first if you could get a physical address, get a virtual address if you can't set up a home address as an absolute last resort, why is home address the last resort?
Because again, you have to think about this from this perspective: Lenders and credit issuers, especially when you start building business credit, don't have any other information about you. They don't have established business credit, they're also not looking at your personal credit reports and you don't have anything else established with the company so all they have to get is the information on your application so obviously a business address does that look for. It's more believable than a desk with your home address now, if you use your home address you can still get approval. Yes, absolutely with some sources.
For example, we only look at a testimony of the samples. This is one of the things she didn't realize. what she didn't realize was that she was denied by Walmart the reason she was denied by Walmart was because she was using her house ad now Staples would approve it Office Depot will approve it but some credit issuers like Walmart won't approve it so If you want the most credit you need to use a business address or a virtual address a physical address for business or home or virtual if you use a home address some sources will still approve you but other sources will not, what you never wanted to do is use a P O box or UPS address and this is why, because lenders and credit issuers have a database of these addresses, their computers check if their computers find out that you are using a P O or UPS, it is automatically denied in almost all of them.
In some cases it's just an almost guaranteed way to get denied, so if you don't want to get denied, never use the PO Box, never use UPS if you want to be approved for all the credit you can get, get a physical business address or a virtual house. address at least resource, but again know that a home address will still get you tonight with some sources you need a business phone number you never want to use a mobile phone number in an app you never want to use a home phone as your business phone number in an application again, credit issuers and lenders have an online search they perform when they know immediately if your phone number is a business phone, home phone, or mobile phone, so you want to make sure you get a phone number commercial. be a voice over IP service, some services you want to avoid, but voice over IP will work in many cases, you should get a toll free business number, you should also have a fax number, even if you don't receive or send a lot of faxes you will never want to stop that blank field on an application and you need to get the phone number listed for one which sounds easy but it's not for one is one of the basic searches that many sources start in step three Look, here we explain why what you can't pretend for one, you can't go to one, first, for one, first, for one, it's not for one, a lot of people think it is and it's not, but you can.
Don't go to one directly and get listed, it doesn't work that way. The way it works is they pick your business organically from sources like Google with Bing and Yahoo and other places so basically you have to set up your business and wait for someone to pick it up sign up your business now if you don't want to wait well then there is services you could pay to speed up this is like yaks twitch costs $500 a year services like listing yourself which is about three hundred sixty four hundred dollars every year you have to pay and maintain it and they will keep you on the list with four one one for that you can pay to get listed with four one one or you can wait organically to get listed but I can't just go to them and get listed that's why they use this as a basic criteria because they know you can't fake it .
Later I will show you how to get four one one without paying a cent for it. It saves you almost four hundred dollars a year, so once you've done that, once we've set up this form of business credit and there's more credibility points, but I mentioned the main ones that you want to focus on to set up that business credibly. . Now, once you have done that, the next thing you need to do is establish a relationship with the reporting agency. There are now three major reporting agencies in the commercial world: Equifax and Experian, obviously, we're familiar with them, they exist in the consumer world as Well, there's also Dun & Bradstreet, which is the largest reporting agency in the world, commercial and consumer combined, they are the biggest and they are really only in the business world, you don't see them in the consumer world, so you won't get a setup with them and you want to do a free verification you want to do a verification with them to see if you are set up with them now if they know you exist why we already know why because as we saw earlier if they know you exist they can issue you a failed business credit score so you want to do a check to see with all of them if they know it exists because if so, you probably want to pull your credit reports to see if you have that failed score and I.
Below we'll show you exactly how you can do a free search with all three reporting agencies to determine if you want to get your Duns number with Dun & Bradstreet. Some credit issuers will issue you credit without it, others will not. so I had an experience, I was building credit for a business, I applied for commodities and a business credit card which he denied me and I thought, well that's weird. Trade credits were established. I told the person on the phone that that can't be the case. we have credit with Dunn and Bradstreet, here's Duns number and they said okay, he brought it out again with Duns number and got an instant approval, so Duns number is very, very, very helpful in helping you Build business credit, in fact, Dun and Bradstreet won't even establish a credit profile for you unless you have your Duns number and can get it for free.
I will talk to you later about how to activate all your credit profiles and get your Duns number without paying for any reports. agency in the thousands of dollars they may charge you to do it, you also want to correct any inaccuracies and derogatory elements now again, business credit repair is very different than consumer credit repair, very different because consumer credit repair has involved the Fair Credit Reporting Act. There is no Fair Credit Reporting Act in the business world, so there is a completelydifferent way to correct inaccuracies on your business credit reports and a little later I'll show you how to easily access it with just one click. all reporting agencies in order to correct inaccuracies, so now we follow two important steps.
We set up the business in a credible way. We established ourselves with the reporting agencies. We fixed inaccuracies in the report. We make sure they don't have a negative report. we now have our Duns number set up the next step you want to take to get startup credit now just like with consumer credit, you can't get credit for your business in many of the places you want Visa MasterCard American Express commodity stores Office Depot, unless you have some kind of initial credit profile established, so let's look at commodities, for example, if you go into commodities with absolutely no consumer credit, you will be denied, but if you go into commodities with some kind of established consumer credit. credit you paid your bills they agreed that they will approve you the same in the business world in the business world you enter commodities without established commercial credit they will deny you if you enter commercial commodities or your bank with established commercial credit they will deny you I'll demonstrate, so the key is to establish an initial credit profile and score, and there are three different ways to do that.
This is paid on Bradstreet for your DD MB credit builder. Typically they will charge you between fifteen hundred and two thousand dollars. I know. if you've ever talked to them they give you some and quote everyone different numbers it's crazy the different numbers i hear people quote but on average when i look at everyone's quotes together it's between fifteen hundred dollars and two a thousand dollars, okay? That being said, it costs between fifteen hundred and two thousand dollars to get approved and a used credit builder. Now the problems with this and there are a couple of them, first of all you're just building credit with Dun & Bradstreet, that's a problem right?
Think about what your consumer credit would be like if you only built credit with TransUnion and not Equifax Experian would never get a mortgage would have a hard time getting a car loan would have a hard time getting credit cards or pretty much any type of credit because many credit issuers Credit they look at Experian and Equifax the same way in the business world, you can't just build credit with dun & bradstreet, even if you take these things and spend thousands of dollars, you'll still have to go in and follow one of the other two ways to build initial credit because you have a small business credit with all three DMVs Equifax and Experian.
The other thing to note about the dnb credit builder, most of the business lines you want to add cannot be added, you cannot add any type of utilities to your credit report, you cannot add rent or any payments with your landlord, you can't add any bank references or credit for things you paid for in bank accounts, you can't add major credit cards on your business credit reports, so when you rule out all that, rent, utilities public, bank credit, reveal that you know revolving credit, major credit, then you probably don't have many things left to add, so those are two of the biggest flaws that we have. see with this first option now the second option is a fantastic way to go, you can get up to 150,000 and real unsecured lines of credit, no document, no income needed, no collateral needed for approval, you get 0% financing even at the beginning . is a fantastic way to do it, they usually come in large quantities and in the form of lines of credit or lines of credit, lines of credit or credit cards with cash withdrawal capabilities, you can physically withdraw as much money as you can withdraw, obtains the approval of a hundred. fifty thousand, you can withdraw one hundred and fifty thousand at 0% and they report to the trading reporting agencies.
Now they require collateral because you have established business credit but you're just getting started but they help you build business credit. With high limit accounts and you'll get up to 150k in cash credit so it's a great way to do it because you will get your initial v lines of business here, but you need to have one thing to be able to get approved for this. which is pretty good personal credit, with a credit score of 680 higher, if you don't have a credit score of 680 or higher and you don't want to provide collateral, then that takes you to option 3, which I'll tell you about in only a moment. second, but first let me give you an example, so here's the customer who has sixty-one thousand four hundred in unsecured lines of credit through places like the city and here we are, US Bank, and when you add these things up, They got sixty-one thousand four hundred dollars in total credit, so they're building their business credit and they're accessing real physical lines of credit and they're able to cash out in the process, which is a very interesting thing to access when we're talking about startups and I.
I'll tell you a little bit about how to get access to this here as we actually dive in and get into the loan portion of this, now the third option if you don't want to provide a personal guarantee or if you don't want to have your personal credit pulled or you don't have good credit and again, even if you don't have good credit, I'll talk to you in a moment about how to get that financing option that we just talked about, even if you don't. I don't have good credit, but if you don't have one of those two options or you don't want to spend the fifteen hundred and two grand with DMB, you don't have good credit or you want to go with the personal guarantee option.
Well, then choose this option, just starting out or providers. These are guys who will give you initial credit even if you don't have any established. They now typically offer net terms like net thirty, which gives you 30 days to pay back what you borrow instead of a rolling contract where you might pay minimum monthly payments, but you must find providers who report to business reporting agencies and have them approve you. without any prior credit established. I'll introduce you to some of those sources here in a few minutes as we dive in and take a look at the fastest way to build business credit, so you should have five of these accounts reporting, no matter if you're using the Visa Commander card, credit in cash with good credit that I just talked about. is option two or supplier credit and option three, you need five accounts to move on to step four in this process.
Now some starter providers include Uline quill, even Wells Fargo has a secured credit card that requires average or better credit for that, but quill and Lou, you, I have no personal guarantee, no personal credit check for approval, and you must Be careful, most providers exceed 97%. Personally I think it is 99%, but the statistics on this show that 97% of suppliers do not report to reporting agencies, you have to be careful, there are many companies that actually reported at one time and no longer do so, and I see people all the time trying to use forums, even using our videos to build their own business credit and the problem is They are going out and using Ax are trying to get approved for credit for vendors who no longer report, then wait four months for those accounts report only to find out that they were never going to report and they have wasted two, three months.
It's worth it, so again I'm going to show you how to shortcut the process and not make those mistakes as we dig a little deeper so that you don't run into those obstacles that will literally cost you months and months of time. So either way, whether you go with the personal guarantee or the no personal guarantee option, then what you want to do is have five accounts reporting before you can start getting other real accounts without a personal guarantee without a personal credit check . With limits that are ten to one hundred times higher than with consumer credit cards, now with this step you start getting approved for store credit cards again.
Amazon Walmart Costco Sam's Club Almost any retailer you do business with offers these types of business credit cards. Start Earning Fleet Credits Fleet Credits where you get fuel and vehicle maintenance and auto repairs covered, so if you're okay in your vehicle, it's definitely helpful if you're in a fleet of vehicles or if you're an over-the-road trucker. This becomes crucial because it can be $600 or more to fill your gas tank, your truck breaks down, you have all kinds of maintenance and repairs, so fleet credit becomes very useful and you can start getting all of this when have at least five accounts. report now, that's the key again when I say you can get this type of credit with five accounts, the reality is you can start getting some of these accounts with five lines of business, so I'll show you here in a few minutes how you can actually , you can easily tell exactly how many business lines you need to reach these different levels of accounts, so here are some real approvals from one of our clients.
Christine and again Christine was also on one of our webinars where she laid out the entire process. happened at that time you got 150 158 thousand dollars in credit now you have over a quarter of a million dollars in credit you also got these are your actual real approvals so as you can see at the beginning you start getting 2 3 4 5 $10,000 in approvals handed out to give Amazon 4500 Exxon 5 a six thousand dollar fleet fuel subsidy to be j7r and that's a cash credit card actually a BPA subsidy now that you're in the transportation industry so who got a lot of fleet credit, gets a lot of gas credit because that's the industry they work in.
If she worked in an office, she would save a lot and get a lot more office store credit, but she's in the transportation industry, so she goes and gets file credit, which is why she's here getting, you know, credit cards for gas, for example, then if these accounts start to relate, she starts jumping up to the limits of ten fifteen thousand dollars, the ten thousand at minimum, 12, five at Apple, she will have fifteen at Office Depot, fifteen . Sunoco Sears fifteen thousand and then she John starts jumping to the top level, are you going to start getting to twenty thousand?
Pause pretty quickly Costco 20 thousand Best Buy forty Dell 40 Ford she is actually getting the vehicle from her without the personal warranty without the person crisis that I have. that through Ford and got approved for forty, she even got a roofing account with an individual limit of 75 thousand dollars. These are all credit accounts with individual limits. No consumer credit check was required for approval. There is no personal guarantee. In fact, when I asked Christine on the phone. webinar, did you provide a personal credit check? She paused and said no, they didn't even ask for my personal credit.
The reason they never asked you is because they pull your trade credit account, they see fifteen ten trade lines and then they start approving or automatically just. trait based, so all of this is what's really possible and real results from a real client and if you ever get on our Facebook and Periscope streams you'll see how we verify this, we have or come on, we have a lot of people chiming in. They tell us how much credit they have, we pull their business credit reports and we check because we see the accounts there so we check all of this before we even post it and we show you this is the kind of results that you get so these are the kind of results that you will get when you have at least five accounts reporting on your business credit reports now when you have at least ten accounts reporting then you will start to get to Visa cards, then you will start to get to Master Cards, then you will start to get the financing without the personal guarantee and no personal credit check about two weeks ago one of our followers on periscope just received a twenty thousand dollar chase inc credit card with no personal guarantee no personal credit check this is when you start getting the vehicle financing without personal guarantee without sports problems, you need at least ten accounts to get to this point.
Now a lot of people ask me how long it takes to build business credit. Well, it depends if you're doing it on your own. It may take you years because you're probably going to make a lot of mistakes along the way and I'm going to show you here literally in a matter of minutes how to avoid making those mistakes, but realistically the time it takes to build business credit decreases. As for how long it takes for accounts to report on average, it takes between 30 and 60 days for accounts to report, so if you go in and get five accounts in step three, then you use those accounts and pay the bill from the time that pays the bill.about thirty days for those accounts to start reporting when those accounts start reporting, then you'll actually have the business lines there when the business lines show that you can move to the next level, so it takes about thirty to sixty days between these steps to get the credit used to credit have your credit report once the credit reports, then you will have enough business lines to move forward.
It is also important to know that there is a big misconception here when it comes to building business credit, which is why many people believe that business credits are based on the amount of income you generate in time and business, you know what a lot of people have. room to believe that, because if you go to an office or to Staples, your applications will tell you that you need to be in business for three years, they will tell you that you need a million in revenue, but what really happens is that if you go to Staples or Office Depot with five six seven eight accounts on your credit report, eight business lines and you don't have a million in revenue, you don't have three years in business.
They still approve me, so the approvals they give aren't really based on income or time in business, because you can lie about those things if you want, they need something concrete that you can't lie about, and they use business lines like the real deal. concrete. evidence of how established your business is, do you have the lines of business, do you get automatic approvals, it's all based on how many lines of business you have and knowing how many lines of business each individual source requires in order to get approved, so here's a real commercial credit. approvals here is one for 12 thousand here is one for 10 here is one for 22,000 credit card from Chase to another for 15,000 from the city here is one for 10,000 from Chase one from 8,000 from Inc here is one for 7,000 here is one for 50,000 from American Express another four ten thousand for Amex Bank of America grant twenty-four, here's another 50,000 from Amex as well, so again, this is the result of what happens when you build business credit, you start to be able to get a lot of these high limit accounts and in many cases, Like Marlins, you get the credit without a personal guarantee and without a personal credit check, so here is another of our clients, Marlin, who was looking for a quick way to get money to grow my credit business after not getting approved for loans at At several banks I discovered a credit pool after getting initial provider accounts.
I continued to apply for and obtain all types of credit and now have over a hundred business credit cards in my wallets totaling over a million dollars in total available credit. Athlete credit that I used for car repairs and fuel I have cash credit cards with most major banks, including Bank of America and Wells Fargo. I got almost all of this credit with no equipment or personal guarantee without a personal credit check and I was able to get loans from many sources including PayPal, cabbage and low rates and loan amounts over a hundred thousand dollars so I want to make a disclaimer here.
Look, any testimony I give you is absolutely real. I actually do these interviews. I do interviews with our clients and this is where these testimonials really come from. If you ever want it, our team will get you an interview with the Marlins, they will get you the recent interview samples. I'll even send you one of the sample interviews in the webinar, if you stay until the end I'll email it to you. I'm going to send your play second how much credit you actually get: one hundred thousand two hundred and fifty as we've seen a couple of people get over a million dollars as Marlin and there's a reason I made Marlin on the left.
The image on the left is a screenshot of my interview with him. There's a reason I make him show the cards because let's face it, a million in trading credit seems crazy, that's why I make him physically show the cards during my interviews so you can see that he really got this credit, so how much credit? you can get depends on how much you apply, just like with consumer credit there is no limit to how much money you can use your credit to get how much you get depends on how much you apply for, so that's my disclosure from the FTC is that these results may not be typical, what is typical for you will depend on how much credit you apply for, there is no limit to how you can get it or how fast you can get it, how much you get depends on how many accounts you apply for, how quickly you get it depends on how many accounts you apply for The early stages, the more credit you apply for, the more you get, the higher the limits you get, as you just saw at the beginning with the trading lines. and again you start giving more and more credit with higher and higher limits.
This is the ultimate goal of what I am seeking to achieve for you. So how do you get business credit? We have not talked about loans. We have not talked. about lines of credit, so what I'm going to do now is show you a lot of the things that I told you that I would reference. I actually referenced a lot of things and said I would show you how to do those things. I'm going to get into that right now and physically show you how our clients go through this process, how our clients are actually building business credit.
You'll see exactly how Merlin got his results, how the samples got their results, how all these clients are seeing, really They got real results, not just the theory that I reviewed with you, but here I will give you inside information. I'm going to let you in on something and show you exactly how these clients are getting these results, how they're condensing years of business credit accumulation into just months, after taking a tour here, which probably shouldn't take more than 10 minutes. then I'll show you the loans and lines of credit on how to access all of that so we can wrap up within our 19 to 90 minute time frame here and answer any questions you might have, so this is the home screen of what we call our business finance suite, there's a lot of things we can do here, but I'm going to go ahead and jump in and go to the business credit builder, just as we talked about building business credit, it really comes down to leaps and bounds and this It seems like a quick overview of the steps we talked about, you set up credibility, get the reports, start building your business credit, access your credit monitoring, and continue through the levels of business credit building, so that this is really the process.
It looks like now in our finance suite we break this down into sub-steps and this makes it very easy for you to do little bits and pieces as time allows because we're all business owners, we're all busy, so when we jump to step one. We talked about the importance of business credibility. Now you'll see that this financial suite has a completely personalized user experience, so if you have a business name, say yes, enter your name and move on pretty quickly. It's okay, if you don't have your business. name, you click no and then we review it and present you with the Secretary of State records.
We see those introspected industries, so we talked about those restricted industries before. You can make sure your business is not in a restricted industry so you can enter. and avoid high risk industry names, you will see quick videos and walk you through the actual process in English and Spanish, in fact if I change this here to Spanish as well, you will see that everything and everything The suite has just changed completely to Spanish and one click to make it easier for you or if you were actually selling this to customers you would quickly switch between English and Spanish so the first thing we're going to do is set up the business. credibility now remember the samples remember we talked about how you were denied bank loans here we explain why you were denied step one point two you actually had an address that didn't match so we're going to do four checks to make sure your address meets the criteria that lenders and credit issuers look at as I said.
I gave them a quick overview of some of the information they are looking for to gain credibility. There are actually a lot of things you need to know and make sure you follow to get a good approval. those address discrepancies are what was causing the samples to be rejected when they fixed them, then were able to immediately go in and get the AMEX. That's just how they got the result they got. The banks they came to denied them, they fixed the address. mismatch that helped them get started getting the initial business credit that you got on the AMEX card that allowed you to get approved for the loans, so in this we are following the same criteria to make sure that your business meets the address requirements that the lenders and credit issuers we help you set up your entity here your website and email we obtain your EIN number for free to make sure your license is set up we help you ensure that your business bank account and bank statements actually meet the criteria than credit lenders and issuers We review you and help you get a merchant account, if you need one, we even help you with all aspects of setting up your phone number, your toll-free number, your fax number.
I'm here if you select the one in the list of four. one one, we automatically include it with four one one too, so you don't need to pay the $400 a year that you would have to pay to get on the five hundred a year list with services like an extra two thousand a year for places like credit builder , we do it here for you for free and by the way, yes, we pay for this, we work with you, list yourself, they are one of the largest bills we incur monthly, we pay for this for all of our clients and we do it we make.
It's for a reason because Buried, one of the most important things that you need to start getting credit in step three is an EIN number and a four one one and by the way, I'll show you a bunch of initial providers as we go. step three here so in step one we establish that credibility now keep in mind that you never go through this process alone, we work with you hand in hand what makes our clients go from taking years to months is that they work with our commercial advisors hand in hand they will call you they will send you an email they will call you five times in the first five days they will stay on the phone with you and help you follow the steps they will stay on the phone and help you apply, they will also be available to answer any questions you have.
You can click Chat during the day. At night, it is useful. You can also call or send an email. We are here from 9:00 to 7:00 Eastern Time and we will help you too. how to communicate with you to help guide you through the process to be successful why that's important because this if you apply for the Duns number it doesn't show up what you applied for for Staples and you were denied what happens if you apply for supplier credit and are denied another Once again, many people get stuck and don't know where to go, there is no one they can turn to for help, so they spend months trying to find the answers or they give up, we don't want you to do this, so He advisor and having people help you through this process is really the key to going from this taking years to being able to do it in months.
Then we will help you after we establish credibility again. You are saying here that we practice. what we preach the next thing we do is help you establish your reporting agencies. We help you get your Duns number, which you can get at no cost, although the DMV will try to convince you that you need to spend thousands to get it. The DMV will tell you. you need to pay to activate your Duns and your credit profile well, in this step two we obtain your Duns and in step three we help you activate your credit profile with DMV Equifax and Experian, so with just one click we will help you to log in and get your Duns number and we also help you do those free verifications.
Remember the importance of checking your credit reports to see what's there and make sure you haven't been issued a failing grade. Right here, we help you do the free checks with experience with Equifax and DMV to make sure you don't have anything on your credit report that needs to be addressed before you come in and start applying for credit. The next thing we do is help you access an actual launcher. suppliers now, these are the creditors who will credit the issuers who will give you credit even when no one else will. Now I can show you a bunch of fonts here and you can see there's a lot here, but there's a lot of things to show you.
It will make a difference for a couple of reasons, firstly, many of these sources are unique to us. OfIn fact, we work on credit with companies that have excellent products and services. We actually help them report to the commercial credit reporting agencies and basically develop. exclusive relationships so that only our clients can work with them and build their business credit, so we have a lot of sources here that you've never seen and don't even know exist because, again, it's something that our clients have exclusive. access to others like quill well, it's not exclusive, anyone can work with quill, but here's the thing: it's not about knowing the sources, it's about knowing the details of the sources, so for each source we list who they report to Why this.
The important thing is, again, we talked about how many business lines you have on your business credit reports. Basically, they're called payment experiences, and one account that reports to two reporting agencies counts as two payment experiences, so if you want to build business credit faster. get credit with credit issuers that report to two or three reporting agencies and then you can really speed up your business's credit building, so instead of getting five individual accounts to do your five transactions, you can give two or three accounts that report to two or three reports. agencies to get your five trades with each source, we list the description of what they sell with one click to apply and we also make it easy to give you the exact underwriting criteria you need to meet to get approved.
Now we explain why this is important because Quill is a perfect example, you have to spend fifty dollars to report it and another thing you need to know about quill: it takes them 90 days to report the real account, so here we explain why this is important if you go into quill and you think they report monthly because they didn't have this information and you spent 30 dollars and then you wait, you wait 60 days later, I haven't reported and you go to Quill and tell them why they don't report and Quill says they will do it and they will report every 90 days, you say it's no big deal. deal wait another month you wait another month it still doesn't report you call Quill and the pen says you have to spend 50 dollars to get informed you say come on man I didn't know that well you just wasted three months it's worth the time to get one account reported here we explain why knowing the underwriting guidelines is so important to your success, why knowing the levels and order of credit to apply for is so crucial, but there are several safeguards we put in place to help you do so.
You set up the credibility of your business, we disable the accounts you can't get and only add colors across the accounts you can and then we also go in and list the actual subscription guidelines for each source so you know exactly what is needed. to be approved, if you don't know this then you are making the biggest and most common mistake in building business credit: you are applying for credit out of order before you can be approved, the other thing we do is tell you with each source exactly how many accounts need to be reported to be approved and I'll show you that here in just a minute, so in step four we saved you a ton of money because you need to access your credit reports to build business credit, this makes sense. correct because to build business credit you need to be able to see how many business lines are on your credit reports.
Remember to move from one level to the next and building business credit comes down to how many accounts you have reported. The only way to know how many accounts you have reported is to be able to go in and see your credit reports so you can come here and set up the DMV credit monitoring is one hundred $59 a month the credit monitoring experience is about fifty dollars a month on Equifax it's about 20, but you don't really need Equifax, you need Experian and DMB because that's where most credit issuers tell Equifax that it's not a big deal, so those two will cost you two hundred and ten dollars a month me too.
I'm going to show you something really cool with us, don't worry, wire two hundred and ten dollars to Experian and EMB, you come here to two places that you can come to be able to access your business credit reports. here to the credit reporting dashboard and once you do this you will be able to access your actual credit reports, that would be Experian and with D and B you will be able to, through our navigation, see the factors that really affect the utilization of your score. how it affects your score derogatory items how it affects your scores you will be able to see your actual reports your summary data here you will be able to see your business information factors that influence your score all summary information tax liens Actual UCC filings business lines data, so you will be able to see this not only with experience, but you will also have access to your complete DMV reports and will be able to see the factors that affect your score;
The same thing that is derogatory in credit utilization, you will actually be able to view your report data, business summary information, lawsuits, UCC filings, you will even be able to log in and view all of your business line information and, unlike two hundred and ten dollars that go directly to Experian and DMV, finance we give you access to The cheapest credit monitoring anywhere is twenty-four dollars a month. Now not everyone understands this. I'll show you here in a few minutes how to access it. Many of our clients do not have access to this. It's okay, but if it's given to you. access, you will be able to get your credit reports at a cheaper price than anywhere else, which is twenty-four dollars a month versus two hundred and ten, which saves you two thousand two hundred dollars a year.
Furthermore, you can also come here and correct the accuracies with the three reporting agencies. Also, if you have negative information about DMV Equifax and Experian, like I said, one click will give you access so you can get video training here if you want training on what you need to know or you can just go here click on DMV Equifax Experian and dispute the So far, to date, one hundred percent of the accounts we have helped clients dispute have been removed from credit reports. I'm not telling you that we are perfect. I'm not saying that at all.
I'm telling you that at some point we won't be eliminated. I'm sure you do, but at this point, all of the accounts we've helped with a customer dispute have been deleted, so we're again helping you fix derogatory items on your credit report. Well, once we've done that, we'll also help you go in and read your credit reports because again, credit reports are very different than consumer credit reports with business credit reports not showing the name of the credit issuer, for example, they only show the type of account you have, sometimes they show three four five six seven eight different types of credit scores, so we help you log in and learn how to navigate these credits. reports and I could turn off the Spanish here if I want so you really know how to read them, how to monitor your scores so it's even easier and faster so you can build this as credit now once you have those five Accounts informed well, then you can start to get approved for credit here and the other safeguard we use is we tell you exactly how many business accounts you need to report in order to get approved for even more credit.
In fact, you can see here what it looks like when I don't qualify. I did this intentionally so you can see what it looks like when credit accounts are grayed out because you don't have enough credit to go in and get approved, so you can see here that You get fleet credit cards, you get credit at places like Budget ABC and Macy's and Autozone Lo Staples HD. Amazon credit. This is all the type of credit you get when you start having at least five accounts reporting now as you continue to build. more and more credit, then you start coming in and more and more levels of credit open up to you, you start getting out of big debt on staples and tractor supply and Walmart and you start getting Amazon turnover and again we tell you. the underwear that each one reports to, so this is a great link as it reports to all three.
We allow you to apply with one click and we even give you all the instructions you need to know on how to get approved for credit without the personal guarantee at every source Chevron and BP and speedway and Conoco and so on. I could keep scrolling and scrolling and rating so that when you get down here and you get to the top 14 trades to report here, you start getting Automotive Vehicle Financing and Dell and Racetrack, you start getting Master Cards, you start getting access to Home Depot and Sam's Club and to all different types of accounts.
In fact, we even have other accounts here that don't report to the reporting agencies, but accounts, you can still get access to places like Newegg and AT&T for phones and Ford for vehicle financing and PayPal for loans and t-mobile and Sprint funbox for loans and wave and I mean Apple and again it's a matter of now at At this point you come in and you're going to have access to the actual credit that you want to get so again now that you've seen what the process actually looks like now you can also come here and get financing, so we've done that.
I didn't talk about loans and lines of credit, so with loans and lines of credit, but in finance we also give you access to all the legitimate loans and lines of credit that exist today, we vet them through thousands of different lenders, We literally maintain a list of thousands of different lenders. that offer these types of programs so that you can get money even when you can't get money in a bank, so let me give you an example, let's say you have consistent income, then that opens up income financing, it opens up private equity financing, it opens up get a loan in turn so you open lines of credit only based on the income you can get, you can learn more, you can also apply, you are not applying through a bank, you are working without your own team In finance, we have finance officers and financial processors, so think about it like this when you need money, where would it go?
Our clients simply call via email or click on chat and interact with their finance officer, then we sit down, develop a financial plan, talk about all the money you can get now. We talk about even more money that you can get in the future and develop a plan for you to access that money, so that if your credit status strengthens, you have unsecured credit or you have good personal credit or a guarantor, you do even . If you have a guarantor, a family member, a friend, someone who has good credit, then you can get up to 150 thousand and unsecured financing at 0% rates.
With 685 Coast, we help you get that we also have several, many, not several, mini lines of credit. Also maybe you need to get equipment maybe you need to buy inventory maybe you need to buy commercial real estate maybe you have stocks bonds 401k maybe you have equipment maybe you have accounts receivable or purchase orders maybe you have a book of business or maybe you want to change from home or maybe you have commercial vehicles you want to buy some of that we can help you get financing to use things like equipment to borrow to get money or get money to buy equipment even with good credit even with bad credit we We have options that will work.
We just added two new lines of credit. A line of credit. No consumer credit check. If you have around a hundred thousand dollars in income, you can get approved with no consumer credit check and it happens and financed within 24 forty-eight hours, yesterday we added a new line of credit. You can get up to 150 thousand dollars. You need a score of 625 to be approved. If you have a steady income, we have another line of credit here through income financing. in bank account management and if you have good bank account management you don't overdraw your bank account you can get a line of credit here with no personal credit check so there are tons of real lines of credit with interest rates from zero to five percent depending on the strength of your business even when you can't get loans and then through the finance package, if you're offering trade credit financing, then there's a bunch of things that you're going to get here as well that I'll probably delve into here in Just a minute so as you can see, you know here's a client who actually went through the process on the financing side, dollar's name is dr.
Brannon needed four hundred and seventeen thousand to actually pay a tax lien because his practice was closed because the IRS was after him. Well, we arrived. He had credit problems. He had no guarantee. Many banks had refused him. multiple rounds of funding we raised with the money paid off, higher than the IRS,opened a second practice, even ran for public office and has so far raised over a million dollars, 1.5 million in funding and how did we do it? We did it because a lender can't do what we do, we combine different types of financing, we get you unsecured financing, we get you income loans, we get you money from private investors, so because we work with so many different types of financing, we can get many of them. more money on better terms because we work with all legitimate types of financing, not just some, so you're watching this webinar on your computer, tablet, and phone because you're looking for the easiest, fastest way to get money to grow.
He's probably already had problems. to get the money and credit you need and you are probably looking for the easiest solution to get so when you look at our finance package you are basically getting business credit for your business that is not linked to your social networks through business credit best seller. a system that again we have helped over 10,000 people build business credit today and you have access to all the legitimate financing options if you don't have this, where do you go if you have money? I mean, how sistex shows that you won't be successful unless you have access to capital, so we make it easy for you by putting all of this trade credit financing in one place and you can do it in Spanish or in Spanish.
You can come in and get the latest technology to meet the credibility requirements before you apply. Set up your business name correctly set up your entity your EIN your address credibly set up your phone number sign up for 4 1 1, saving you $400 set up your website email address verify your licenses and online listings comply again with just the address verification we first search but almost all the businesses we find fail, that is the underlying reason they are denied loans. Well, you could be refusing to be denied loans over and over again, banging your head against the wall unless you really understand the nitty-gritty of what these issues issuers are looking for in credit and lenders and we help you there. process, even setting up your bank account and your merchant account in a way that those things will even help you get approved for more money.
We hope you are set up with all three reports. agencies and credit activated with all three credit reporting agencies and get your Duns, so again, Dun Bradstreet will try to tell you it's $1,500 just to activate your credit profile and get your Duns. We help you do all those things with all the reporting agencies and get your Duns with DMB without having to pay, we help you fix inaccuracies with all three reporting agencies because things happen and if something happens, your credit report even at At first we want to make sure you have an easy way to fix it.
We have the largest supply of initial providers, including exclusive sources of people who simply help our clients offer them business credit because we help them obtain the ability to file reports. We work with them so they can file reports with DMV Equifax Experian as much store credit as possible. you saw almost every major retail store you need is available hard to find visa cards master cards fleet credit auto vehicle financing none of this requires a personal guarantee or a personal credit check for approval we get you the cash flow financing options without consumer credit check, we provide you with loans and lines of credit based on asset collateral with rates below 2%, unsecured financing of up to 150 thousand dollars of private money, alternative equity loan sba venture loans and lines of credit in turn, many of them available without credit check that you may never find on your own, all in one place to help you access the most capital and, with our partner program, you can offer trade credit financing and receive payments, we provide you with training, contracts, sales scripts, seminars, website templates, press releases. powerpoints ebooks everything you need to be successful, so here's what our partner opportunity looks like: You can log in and track the commissions you get paid on the financing deals your clients get, you can set up and manage your sales representatives, you can set up and manage clients, you can easily add clients, as well as log in and be able to access partner resources where we provide you with partner training, we teach you everything you need to know about how to offer credit and trade financing to through our seven-step partner training, so, for example, you If you want to know how to sell the finance package, click on this, you come in and we teach you in short videos, all made by me personally, lasting between five and 15 minutes and they teach you all the aspects.
You can even take a quiz and get certified as a trade credit expert as you progress through partner training, your sales team has their own training, so when you hire a sales team you don't need to train them, we provide your sales team the real training and they have single access and they don't have access to your entire back office, they only have access to their own training and check the real resources when we do weekly training webinars every Tuesday at 3 o'clock, ET, and over the past two weeks we looked at 20 different tricks. you can use to escape the rat race and work on your business and not your business, here are some we've done to gather intelligence, how to close and present yours, on secret business credit sales tactics we looked at for a couple of weeks. credit report reviews we review Facebook ads Facebook YouTube Instagram live streaming we review Facebook ads so every week we train, we do live training and you have access to an exclusive group for all other partners as well as all the training, and again this.
It goes on and on about five years of training here, so I think there are about 200 different training webinars that are on there. You can also come here to the resource library, literally all the resources you will need are here. Marketing eBooks. Marketing articles. Emails. Brochures. PowerPoint. press releases seminars marketing videos marketing webinars everything and if you really want to take a look and see it just to get an idea of ​​the real quality, they are all professionally made, they are the same materials that we use, they are all white label. finance package when you sell it it is in your name this is your brand your logo our team even presents itself as part of your company so again everything is white label your commercial sales credit in your name using all the resources we provide you it is basically like a franchise without paying an actual franchise fee, that's what it really comes down to is that you get access to an actual franchise without paying feed into the actual franchise.
You can see all the materials are professionally made so you can get power points, you can get marketing. Brochures so you can come in and get access to everything you need to be successful and as you can see it's completely white label everything is completely customizable so everything you need to be successful offers business credit financing that you get through professionally made resources. it would literally cost you, I mean, I don't even know how much money you could make on your own, but again, they're all customizable resources, each of these brochures even cost 400 dollars, we originally designed them, so again, we'll even give them to you. an eight page website that you are also getting and that's what I said, let me see if I can open it University of Business credit.com, let me see if I can open that website very quickly if I write everything correctly So we even offer you your own website where you can customize the image and everything is done professionally.
It all comes as part of our partner package if you want it and this is all customizable if you don't like our images. You don't like the content, it's WordPress, so everything is completely customizable, so again you'll get basically everything you need to run your entire credit business. Marketing patrols in Spanish. I didn't even talk about how we have an entire section where all marketing materials are available in Spanish. for you, all the training on financial products and financial videos and brochures on each of their products. A quick start program where we help you close your initial sales.
We will contact you by phone and call you if you close your sales. Training for sales representatives. Client dashboard to manage direct financing from clients where you don't even need to sell anything, you can sell our finance package and make money from it or you can just attract clients and get loans without selling anything first, so if you are looking to get started this It makes sense for you, if you want to work with us on one or both sides, you can come build business credit, work with our finance package, work with our team to do it or you can do all of that and get access to our opportunity partner too.
I'm going to do something I don't do, but just a couple of times a year we don't offer discounts because we don't have to. We are the only ones who offer something similar to what we have. It is the only system where you could build business credit and get loans it is the only system where you build business credit with the help of a complete advisory team it is the only place where you can access all financial products in one place it works with finance officers so we generally don't do discounts, but as part of this webinar, I'm going to do something that we usually only do a couple of times a year and I'll come in and we'll actually give you a discount if it's something that makes sense for you if Are you interested in getting started, our premium plan with payments sells for approximately seven thousand dollars.
If you visit our website you can get started if you want to get started today for just seven payments of 497. Now if that's too much money, no big deal. 597 for the same program, we offer about 15% discount here, but we will work with you on payments. I will give you information here to contact our team. The bottom line is: does this make sense for you if you are doing this on your own, you will pay $2,200 more for credit monitoring. You'll pay a lot more doing it yourself than working with us and if 497 is too much, don't worry, just reach out. with our team and we will work out a custom payment plan for you and we will also give you a discount that you can execute with just a payment of two thousand five hundred dollars.
Think of it like this: credit monitoring. It's two hundred eighty-eight dollars a year with us alone, if you go to Experian and the DMV, you'll spend two thousand five hundred dollars on credit monitoring. Just what you save with us costs twenty two dollars a year, every year you save it so not to mention one not to mention everything else that we offer where you are actually saving money so it's actually cheaper to work with us and we really help accelerate results as well as customize a payment plan for you and again these discounts. It is only available for this webinar period if you register between this week and Friday you will be able to get the discount; otherwise you will go back to our normal cost which is about three thousand dollars for a lower package and five ninety seven per month to really get started you are risk free we give you everything even if you make your payment you get access to your own financial suite login.
You can log in 24/7 via your own URL or you can also access it on mobile devices because we know it. You're going to love it, so to get started, all you have to do is go to the Credit Suite Communication Slash Webinar to get started. Once you have paid, you will immediately get login credentials. Our advisors will call you on the first day and call you five times. in the first five days they keep calling you after that and I'm also going to go ahead and give you a bunch of really cool bonuses. You will have 30 minutes with our initial advisory team.
If you have any questions, if you have any help. If you want them to stay on the phone, where you go through all of step one, they'll do it, so step two or bonus two. I will give you access to credit monitoring that not all of our clients have to say. See that twenty. two hundreddollars a year we will also give you a free business valuation. I didn't show you this, but it's cool, we don't add it for everyone, but business valuation allows you to see how much your business is worth. At the point when you really want to come here, to the company valuation, you put in here basic information about your company and it will actually give you a continuous view of how much your companies are actually performing, so at any given time, if you want to know how much.
Your business is worth it, we come in and you can use this business valuation tool. You will spend at least five hundred to two thousand dollars in the world to find out how much your business is worth. I will open it and show it to you. One second, what this actually looks like so you can see how it fits together, but again I'll go through the rest of this and get it out. I'm actually doing that and I'm actually going in and answering questions. and then you will also prepare to publish a book to become a published author.
If you go to Amazon and type ty crandall, you will see a decoded business credit and perfect credit. We will give you the book. so you can log in, put in your own name and title, your own bio, and literally become a published author overnight. If you've ever heard before how credible you can seem if you have a book, you won't now. To keep worrying about that, let's go ahead and make you a published author so you get a guarantee too, it's pretty simple if you don't think it's worth every penny of what you paid or that you'll be able to make a lot of it. times what you spent we give you 100% of your money back it's that simple guys look building business credit is a process it's a way that will help you condense it from years to months but if you don't want to be here, we will help you condense it from years to months.
We don't want you here, period, we don't want you here, we want to work with people who are serious about getting results, so if you dive in for a month and say, well, this isn't for me, we'll give you a refund. one hundred percent of your money no questions asked because, again, we only want to work with companies that are really committed to being able to get in and be successful, so if that's you, great, if you try it and say, "Hey, that's not me ". I tried it for a week I tried it for a month it's not for me good then we will give you one hundred percent of your money back so if you think about it customize your payment plan we will give you one hundred percent of your We will give you your money back if not you want, if you don't think we are credible, we will look at our credibility, go to our website, credit communications set and type credibility, we are a BBB rated cat, we are not accredited. we have never paid them money we have earned a bonus because we have never had a complaint during the life of our company we have a five star rating with Trustpilot we have tons and tons of media exposure that you will see testimonials, case study results.
You can Google my name and see how credible we are. To recap, you will get your own finance package that you can access anytime you want. You'll get concierge service with your business advisors, free Duns, and credit profile activation provided by the DMV. I charge $1,500 for I didn't even show you this, but I show you those business snapshots where you can see their experience, you access those four cities, which is six hundred dollars a year, but we give it back to you for free. obtain the largest offer from initial suppliers and revolving store credit unsecured financing for up to two hundred and fifty thousand dollars if the team of finance officers qualifies the list three four one one which is three hundred and sixty dollars a year the cash the Visa cards the MasterCard the Amex you'll probably never find if you're trying to build business credit on your own, we help you correct inaccuracies with all the reporting agencies, you're getting fleet credit, all of this without a personal guarantee, without a personal credit check, vehicle financing in the name of your company, credit monitoring, where you are saving two thousand dollars a year, cash flow guarantee based financing with rates under two percent, maybe you can qualify for this now, maybe you can , but the good thing is that it is for the entire life of your business.
We stay with you to help you make money, whatever you need with our partner program, we provide you with the training, contracts, sales scripts, website, press releases, articles, reports Free, eBooks, for one year, email content per year. Social media content video webinars are worth it. I'm talking about a franchise that you would normally spend between 25 and 50 thousand dollars on. You can get it with our VIP package, which costs about a thousand dollars more with this special webinar than our main package and you will also get all the marketing materials in Spanish financing marketing we help you close the deal sales representative training everything you need you need to successfully offer business credit financing the 30 minute coaching call with our team the credit monitoring of this aging 2200 a year the free business valuation that I will show you you are here in a minute and they are ready to publish a book for you You can literally become a published author overnight.
We give you all those bonuses and, of course, we give you our guaranteed bottom line. You want your money back. You do not like. If it doesn't work for you, then all you have to do is let us know and we will without a doubt refund your money. Our goal is to only work with people who are happy. That's why we don't have any complaints. None. Always online, we have never had a complaint from a customer. We have a crazy guy on a scam report who wanted our services for free in exchange for a testimonial. We told him no, he bought a complaint to go see her.
There are about eight people who answered that she. real clients who said I was crazy, then the bottom line is that you are getting everything you need to be successful in building business credit and at the same time you are also getting everything you need if you are interested in offering business credit and financing as a service as well to be able to do that and I told them I would show them how they can do the valuation, this is what that valuation looks like and they can get it any time they want, we will give them a free valuation report it is a twenty nine page report that will give you It tells you how much your business is worth compared to other businesses in your industry, etc., but this is really cool: you input this information in real time and populate an estimated value of your business.
Whenever you want to see how much your business is worth without paying a dime, you can basically enter flashing information or some information about income, assets, etc. and it will calculate the true value of your business and that's using the business valuation tool that again. Just this, if you try to look online to see how much it costs to get a trade valuation, it costs at least 600 dollars for 2 grand at every source we found, so that alone is 602 grand every time you want value with this , you can continue. ideas of value without paying anything extra, that's part of the real bonuses that you will have, so I didn't have much time and if you want to review some of the resources from other partners, etc., we will do that, but I promised you. it would come to a quality check, so I want to go ahead and answer any questions you really have and again, if you're interested in getting started, there's the link credit suite com forward slash webinar.
I don't expect you to just listen to me talk and just come in and start if you do it right then you know what you want and those who take early action are rewarded. I think that makes sense, but if you have questions, call us at 877 602 487, it's 9:40 p.m. m., my time. So most of my team probably won't answer the phone right now, but if you call now and leave a voicemail, they'll call you first thing in the morning. I mean, the first thing I do is probably before 9:00. My boys arrive at the office at 9:00. 7:30 in the morning, okay, you can email us information at Credit Suite Comm.
We will call you in the morning at 877 602 487, you can call us and we will call you back if you leave a voice message. We will work with you on payments. I can not say it. This is enough, we will customize a payment plan that works for you, if our normal plans don't work for you, we will give you great incentives if you pay in one lump sum and if you come and pay monthly, we have really reasonable monthly payments that we are discounting as part of this we rarely do discounts and then we will also work with you so if you want to customize payments just be honest with us never miss out on getting something like this. you want because you don't ask we are the embodiment of if you ask and you work with us and you tell us what you can do, we will work with you to make it work, if we can make it work, we have expenses to cover that brand.
It makes sense or sometimes it doesn't make sense, but in many cases we will work with you, so again you can go to the Credit Suite com slash webinar just to participate if you say, "Yeah, right, you're going to save me." like a ton more money than this is going to be and it makes a lot of sense because I'm going to be able to go in and get some sour credit right away, everything else was a jump and get going, but if you want to call us to talk more call us eight seven seven six hundred two four eight seven we do not answer we are probably not going to do it it is almost 10 at night leave a voice message our team will call you in the morning and if you go to information at creditsuite comm they will contact you then - ok, it will I promised, so let's do it, let's do a quality check, let's review I want to make sure that any questions you have are answered.
Can we get a copy of the webinar? Yes, if you stayed for the webinar. You have it because it would tell me that if you left, we will email it to you tomorrow. Having just an 800 number for your business is enough or do you need a local number. Plus, you don't really need a local number. get a local number which for one is preferred over for one our toll-free numbers listed before the woman, so you don't need a local number if you don't want to mm-hmm, is it live or recorded? Obviously it's live. I guess you already know this because I answered that the question sound goes off and on.
I only saw this during the webinar, but you were the only one who reported the issue so I didn't address it. My company already has paid AD X and paid AD X doesn't mean much, it literally means you pay your invoices as agreed. Many people think that having a good business credit score is all they need, this is not the case, it all comes down to business lines so you can really make progress. the process of building business credit, you will need about 14 trades at least to get to the end, that's what you want to focus on, but that being said, congratulations on the 80 paydex being a part of, it's paying your bills, great job, I simply want to continue building the operations, that is the key to true success.
Can I start applying for credit through this program? Can you? You can apply for credit again. Work out the credit levels we go through. So how much, how many business lines do you add? the levels and again we had a couple of issues here, but they seem to have been resolved. I think part of your computer was a little slow, but again I saw this during the webinar. I never fixed it because no one else had the problem. That said, that's why I didn't do it. Can we build more than one business within this week? In some ways you can, yes, and in some ways I can, I mean, you can just enter a company's information here as you go along to build your business credit. but you can follow the steps for multiple businesses as sometimes you do it and when you sell it as a product or service, so if you come here and attend our special webinar, there are a couple of things you want to know that are off topic .
The main package is only for building business credit and obtaining financing. The VIP package. I don't know why there are these things that drive me crazy, but the VIP package is to offer business credit and financing. Both, as you can see, have a discount on the general payment. and the monthly payment, there is also a payment incentive with this and also so you know if you are selling the financial package and that is why I mention this because it was a great question that Mary asked if you are selling it to a client then each package financial institution that sells to a client will not have the resources of its partner or sales representatives, it will only have the basics to obtain loans and credits for everyone and we also include commercial valuation for its clients and commercial credit monitoring also for each one that you sell it for $700 wholesale and then on average our partners decide what price you want to retail it for, so our partners usually retail it for twenty five or thirty five hundred dollars, whyis that important?
You know that once trade credit literally funds one or two peak sales, you basically cover your own enrollment and make a profit even if you know one or two people who want trade credit, so the reason I say Mary is because yes, it can. follow, but you can only enter one company's information in these steps. As you progress, you can follow the same steps for multiple companies. A lot of people come in and a lot of people will do it in different ways. They will sell the financial package at a discount if someone buys multiple units or they will just tell the person look, you can just use, enter one if it's a set of information here, but again, if you want, you can also follow the same steps with several companies, so that's the answer to question two, how?
I would also handle it with clients and if you go into my account, it summarizes all your account information, this is where you enter your logo, your brand, etc., etc. and then when you also go into your business profile, this is all the information. you went in and also the finance suite so you know I want to make sure we address that as well. Hi Eric, welcome, thanks for coming and the owner-operator cool man located in Wisconsin. My question is: I have complied with 30 credit terms per year. company like Stephen Land, yes you are naming a ton of companies, do they report to the DMV?
My answer is I don't know, but I don't think so. The companies you're referring to, Eric. I love this question because this is what Many people run into a lot of people who think they have business credit because they have credit like you at Stephen Land and Dorfman Pacific and Bailey Hats, but none of these accounts that I know of have on their list reporting to reporting agencies. Remember over 97. Percent of commercial accounts don't report so you would have to get your DMV report which is $159 a month with the DMV of course it's $24 a month with us to get DMV experience , but it's worth seeing if they most likely aren't on your credit report because most of those providers don't report and if not, how can I get them to report correctly?
You can use Embiez's credit builder, which costs fifteen hundred dollars a year. to do that, but again, you'll only be able to add them to the DMV. The only other way to report is to have them go directly to the reporting agencies to report or contact us. We work very closely with reporting agencies. Just today I was chatting back and forth with my rapid experimentation. What's happening? I know I get paid a commission for my client. They receive financing if I finance my company through the system. Although I still participate. You do it or we can give you the discount in some cases, some financing programs will just discount the amount if you want to do it that way or, yes, you get financing if you are part of our executive program, so, which is $99 a month, it's volunteer, you can choose to be. part of this or not you get basically half commission on almost every fund we offer and yes that would include you or any other clients you have too Maurice it's good to see you too Inc. to answer you need to watch this show of partners Not exactly sure need to see Not exactly sure what you're referring to Oh link to reply pod need to see this part if you want I'm not sure what you're asking but you can definitely contact us about this information to get access to what what are you looking for.
Send us an email. Call us. Either way, we will help you. to the replay we have to do it and what needs to be done before we actually have the replay and you will receive a link to the replay probably tomorrow you will know it will definitely come to your email tomorrow. I have good personal credit and Good business credit. I have two km X 2 K of capital, a Six Bank of America. Please, I am interested in getting fifty thousand to describe my business. How can you help us? Let us know. I mean, the first thing is that a lot of people think that having good business credit as they describe it, the question is do these accounts actually report on their business credit reports or can they report on consumers and the real question is how many accounts actually report on your business credit reports?
Know that, if you have good personal credit, you could definitely qualify for up to a hundred and fifty thousand financing without the personal guarantee or, excuse me, with the personal guarantee, which is a great program to get a lot of access to cash quickly, okay? That's probably the easiest way, yeah if you're looking for 50 grand we could probably do it in three weeks or less with the good credit we just put on you in the no collateral program, we can also get it to you without the personal guarantee that's all. a question of how many business lines you have so you know how quickly it can happen call us eight seven seven six hundred two four eight seven we will talk to you some more email us we need to see your actual business credit reports for non PG business credit to answer the question how long it will take, but with the guarantee, if you are willing to provide the guarantee in three weeks or less with the credit of 680 or more, we can get it.
Do you have any recommendations? for asset protection is not my world, no I don't, there are many great sources available for it but I just don't know enough to be able to talk to him or give him references. Three questions. Do you have an old corporation? That's two years older or more is preferable No, we don't deal with dormant corporations because they have no real purpose Thomas, the reality is that the age of your business has nothing to do with your ability to obtain credit or a business loan. In many cases, what it really comes down to is establishing how many trade lines you have in the trade credit port for one by two.
If the DMV finds out that you bought an old corporation, they will simply point you to the corporation and shut it down. so you can't use that credit profile, we see that happen quite often, we don't sell business lines, we don't deal with old corporations, you're basically trying to fool a reporting agency, many times they know this and flag your business. and you will never be able to build credit for that business again, just so you know it's a possibility and that's why we don't work with it. Second question: Will creditors increase their limits for cash credit at your supplier's store over time?
Yes, they will and we will also teach you how to continually increase those limits as you continue to have credit, but sometimes they will, they won't do it naturally, sometimes there are some steps you need to take and we help you with that. process. Well, can you get unsecured lines of credit based solely on business credit with no Social Security PG, no bank accounts, and a TV? You can eventually build business credit and get it without the Social Network and without the PG, normally you should have a bank account, although in many cases In most cases, when you start to get to that point, they will want to see that you have a bank account.
It also seems like you have been a very good product coming from a credit. Ask me Thomas. I really appreciate that that means a lot. I've been planning to partner up by the end of the year, it's 2497 for the latest, it's for the core, as I just showed you on the sweet calm credit webinar, we're giving a discount on the VIP and rrragh or I'm not sure if I pronounced his name right, so I'm wrong if I pronounced it wrong. We do not list our definitive program here. The difference between our ultimate VIP is our maximum: we do all the work for you, we don't set up all the trade credit development. work, we set up all your marketing materials for you, we give you access to a sales funnel, we set up your sales funnel, we'll give you the same discount on the latter, but I'm not including it as an option here because I don't want it to be confusing I just wanted you to have an option to build trade credit, an option to be able to offer it as a service, but yes, we will offer the same discount on VIP, but you won't get the same price. a thousand more than our cores, you already know it and then we will also give you the same discount on our definitive program, but you will have to do it with all of us because, as you can see, our definitive program is not listed here, you just know it and it is not the end of the year, it is only this week that the special will come out.
You can even see that many times we will have an expiration clock, so you can see that it is actually expiring if I do the process simultaneously, two LLC I will be accessible running, yes, business credit, yes, yes, you can definitely get double the amount of credit on the loans and lines of credit on the business credit side that you have to build both companies, but yes, absolutely, the more entities you have, the more business credit you can create VIP, which is the last thing again, the same will apply $500 and the same discount on the last one too, just contact us so you know that, indeed, okay, I know, I know you said that business names prevent you from getting certain approvals.
I already have a name established what do you advise is a real estate investment business and your name is four or five investments the word investments and putting it in what is called financial services is just considered high risk again? I'm not saying change the name look at our set of name credits, but I can tell you that we deal with automatic denials and not as many now because obviously we have so many business lines that it doesn't matter, but it can prevent it, especially in the early stages. of getting some type of credit, it doesn't matter with loans, loans will know your industry anyway, but some automatic approvals will affect your ability, do you change it or not?
My advice is to go ahead with what you have and see if you maintain it. run into barriers if you run into barriers and are denied, you may want to consider changing it if you have set up your business credibly and believe that is the reason you will receive tonight if you have not opened a business yet Not sure which is the question, but if you haven't opened a business yet or the financial suite is still working as you've seen, we help you in the process even from the first step, so we help you do it right. from the beginning we help you get in and set up the business entity we help you set up your EIN we help you get your name, you can see the finance suite, you'll do step one pretty quickly if your business is already established, but if you're not established in your new or congratulations, we're helping you do this here from the beginning. the right way, I have friends who sell just the first step for two or three thousand dollars, they own a call center, they just help companies initially set up and business setup services or 2 to 3 thousand dollars, that It's just what you get in step one, so we'll help you through that process in step one, even as a new business, so we can definitely help you do it based on the three ways you describe to get startup credit. .
If you have a great personal credit score, that's the quickest way to establish your initial five business lines, yes it is. I would like you to be able to do both if you find suppliers and step three you want. I recommend you do it, but I really like it and I love the non-secure program. In fact, we do this several times. The lines of credit here we also do what I said, you can get up to a hundred thousand dollars without a credit check. We have that when we love that unsecured business financing line of credit where you get two hundred and fifty thousand dollars.
We have to go through these programs because we don't examine things before we give them to our customers. We requested the new line of credit that we just had access to yesterday to be approved today. We don't even really use many of our lines of credit, we do it just to make sure they work as advertised by the lender, but yes, this is the fastest way to get this program. Meet our team. We will help you get it. This will put five trade lines on your credit report it's pretty quick within about a month to two months or why about a month doesn't it get faster than supplier credit supplier credit if you give supplier credit right now on a report next month with this it will report a little faster but not much So yes, it is as fast as the provider option.
They are both fast for us. The difference with this option is that you generally put individual limits of five to fifteen thousand or more on the reports because the limits are very high from the beginning and then the rest. of the credit you get after store credit, etc. It also has pretty high limits, so this is the quickest way to get accounts with much higher limits. Vendor credit isn't much slower than this, it's about the same in terms of speed, so you know. great question from Jim, I appeal to Box and GoogleVoice. OMG John you have two negatives, you need to get rid of both, you can't use a Peel Box, you absolutely fail and you can't use Google Voice.
I don't know why not really. I don't know why but a lot of credit issuers for some reason deny people because you always find a Google, I'm not sure why yes you need to get both you need to get a real physical business address a virtual address or use your home address with each other. The other problem with the house address, guys, a lot of people don't know, this is guys and girls. I have to say, to be politically correct, it's the house address that on Bradstreet will now put a street view of your actual address on your credit report, so we have some customers really freaking out because they have street views of their home on your business credit reports, which is what reporting agencies are starting to do.
Another reason to consider using a virtual address. Yes, you cannot use the appeal box. You can't use Google Voice. Those two are our big no's, just, you know, is it harder for an online business to get business credit? No, it's not, and nonprofits and profits are the same thing; It doesn't really matter, but remember Lorenzo if you want to be credible and really not even look like a home address, then get a real physical business address or just use a virtual address. It's a shortcut to appear as credible as companies that have a physical office. Have a 20 km commercial credit with a personal guarantee with Chase. a problem in the future, no it's not, you'll just want to build your credit to get it without the personal guarantee, unless you want to remain responsible for your business, you would still have a Capital One smart card. report on my credit reports consumer credit a I don't use it because it reports on my consumer credit reports it's my card of last resort and we never need a card of last resort so we don't use it so make sure it reports on your business reports credit are not their consumer's and they keep them open.
It's a great account to have even with the PG while continuing to build business credit without the personal guarantee. Using a mail forwarding service is helpful. Make sure you never want to use a PO Box or UPS. address that uses a physical business business address or a real virtual address and a virtual address forwards mail, it is the same, do not use it as I postal as a service that makes it look like a virtual address but is actually a P or box, so you have to be careful with that kind of thing, so make sure it's a real physical business address that you're using.
What is the difference between the Ultimate program and the executive partner solution? If you watch our regular shows, Ultimate. it's where we set up all of your branding materials for you your powerpoints your free guide your reports we customize all of that for you we give you access to the same sales funnel that we use you receive our emails or you wouldn't be here so we also have access to that. We configure your sales funnel for your executive. It is a complement. It costs $99 a month. It is an add-on subscription that you can add to the program and by doing so you can gain access. add sales reps, you will have access to sales rep training, you will have access to log in and be able to get paid half of what they actually pay us for any financing their clients get, by the way, we don't charge them anything to the clients. finance lenders give us a referral fee and we split it with you, sometimes it can be thousands of dollars.
I mean, I've seen us write several checks for 10 grand or more just for financing fees, so it's a really great way to do it. the ultimate program, the executive just gives you a lot of unique access here that you don't normally get and the last thing, we actually set up all the marketing materials and that kind of stuff for you. I don't see it here, oh yes, you can. come here, use it under this video which, by the way, this video, well, you don't need the video that I just made. I showed you everything you get.
If you come here, this will give you details of the investment. You can see what our real investments are. Can you click here to see what's coming with Executive? You can view all of our prices if you have any questions about the details of the investment or when selling a set of finances. Come to the Credit Suite Comm Four Slash webinar. Come here in this video. Click here. For important details on investment options, this will explain and even say: click here for executive. This is all you get with our executive program, so you'll get all the different cuts.
May you know what to sign up for? You will get a lot of different options. things with our executives, so I showed them where it's actually on this credit suite communication slash webinar page a great question from Stephanie, what's the difference? Sorry Meghan, I'm sorry, I didn't mean to just call you Stephanie. She was responding to Stephanie. question Stephanie's previous question is the price you gave for the final package. The Ultimate Bundle is $500 off what you find in our regular pricing option here, so I'm not including it in this webinar, but we'll give you the $500 discount here and also.
If you're paying down, there are plenty of incentives with the latter, plus you get your first $700 unit to build business credit. Well, that will drive me crazy sometimes. I think my web guy just likes Mark to mess with me because I'm a BD and this stuff isn't even what's going to drive me crazy, so you can get that webinar discount on Ultimate, just let our team and we will give you the same discount and make sure that on appeal it is Ultimate. so I'm seeing a regular price. Now you can come in here and click on a payment to see what incentives you actually get if you make a payment.
There are also a lot of cool incentives, so I hope that answers a lot of your question. gratitude great webinar thank you so much Mary look my goal is to give you guys really good value and then hey if you want to work with us I also gave you a path to follow if you just wanted to hang out and get free. information, well, great, I mean you have the best of both worlds, so I appreciate that the comments are enough with just an eight hundred number or do you need a local number. I answer that question, you don't need the local number, does this work for a non-profit?
Absolutely all nonprofits can build business credit, we even have financing that can work for you. I have a car business and I do car sales, that's awesome. Sean, congratulations. I love the details of your industry. An auto repair shop would be a good idea to create a different website for each service. Since car sales are considered high risk, I wouldn't do it. It's actually a very good question. Car repair in sales. These are not really considered high risk in the lending world in many cases, so I wouldn't do it. don't separate them if I keep them all together, if you start having denial issues I would consider it, but I don't think you would be denied based on I think it's okay, what were the rest of the initial providers that To start with, I'll give you credit initial.
I heard your line and pen. I checked your lying pen and I also checked Wells Fargo. They have a secured credit card. Another is strategic network solutions and then you saw a bunch more in our finance suite. but the reason for this is we have a lot of exclusives, but you could access them anyway because again, they are the ones that offer trade credit because we help them offer trade credit so they can help our customers. I have not done it. a Bradstreet Numbers company within EIN, that's the initial phase but of course, as you saw in this webinar, there's still a lot more to do.
Does a low bank balance affect business credit? No, Patrick, but as you build business credit and in the first step of the business credit builder, we go over a few things about your bank account that you should know, including the fact that you have a bank credit score that many people don't. you know it's called bank rating and if you keep less than $10,000 in your business bank account on average for 90 days then what will happen is you will have a low bank rating and you won't be able to get loans or credit from your bank so your ability to get money from your bank will be inhibited because of that bank balance, but it won't at all affect your ability to build business credit, how do you properly file IT taxes and do it in five years or less when you start your new business?
Oh wow, Roosevelt's not the guy. for that I spoke to an accountant about it again, you know how to properly file your taxes, that's just not for me in this webinar, it's just not my area, you know that, so I can tell you how I do it, but I don't know whether it's right or wrong, so my advice is to get help from an accountant and don't try to ignore them, I'll just be the first to raise my hand and tell them that you're asking them a question and they're not the best prepared to answer. and Roosevelt is a great question.
I'm just not the most prepared. The answer should change the name. I don't think you should change the name. Otto really isn't high risk. You know there are many industries that are, but we are not. I don't see our customers in the automotive industry finding it difficult to get approval, so I would continue with the name and continue to have them all under one umbrella. If you start getting denials, consider some changes and our advisors will be able to explain that process to you as well. some things are missing like the women's physical address, we have two credit cards and one personal credit, one paid nearby, but then another in the fall, we can still fix it.
I wish, of course, that you can always fix your situation. Commercial credit is much easier to arrange in consumer credit and you. I don't have a situation here, you're just at the beginning stage, you need to build a little more to start getting approved for credit, that's easy for us to make a great presentation. I will call tomorrow. Dean, very grateful. I really appreciate that the feedback means so much more than our words can't explain, so thank you, in addition to making money from selling the credit package, we also make money from our customers' financing fees, yes, absolutely, There are a couple of ways to do it.
You see, the commissions here are the commissions where our clients track the financing commissions here and we give you a bunch of Rhys horses that you can access that will help you give you marketing brochures just for financing, for example, where are my executive resources? Executive resources. let me go to financial resources you can't access them without executive let's see if I have executive access we teach you a financial cheat sheet so you can see our programs you can see all these different types of things so you can access all these types of things to get a summary of all the programs we offer rates terms things like that you need you get all types of training here on financing you get training on financing through the partner training section a financing commitment letter financing is where you get people that they agree to buy the financial package if you get them financing we give you an overview of the process we talk to you about how we split commissions we give you lots of videos and marketing brochures we give you an overview of the financial stages of your Clients follow guidelines detailed financing, so we give you everything you need to know to talk to clients about financing too, these are all videos that you get as part of the executive about our financing programs, so yes, we teach you everything you need know and then as part of our executive, we basically share the commissions with you so you know that sometimes you will make $200, $300 and a commission on a deal.
Sometimes you'll win 2/3 grand or more. Our average payout fee for our partners is $2,000 per deal funded. That's average, so again you get paid, when we get paid, we basically get the deal. Fact, we finance the deal when we get paid, we get half of what we get paid, so when we get paid, we basically split it on most financing programs, we split it half with you and you get half, depending of the type of loan and the loan. The amount will determine the amount of money you can actually earn with Jeana. Thank you, that was amazing.
Thank you so much. I have been contacting you with our team. I'm also a newRenatus, so congratulations Jeana, if you can, you're still here. It sounds like you are, let me know what you think about Megan. I need to know if she is a good presenter. I heard she's amazing. You've probably heard her talk about it. She is phenomenal. She has taught me almost everything I know about building business credit. her student too, so let me know, leave a comment, let me know what you think, what you think of Megan and how she does it, they teach you when she talks to you in front of her, don't assume you don't know Renatus is phenomenal.
They are the largest and best real estate educational company in the country, so if you ever want to earn something that has to do with real estate investing, something to look into what is the fastest way to build business credit to end up strong the process there. It is not necessary to finish the process well. Creating commercial loans is the same as a consumer loan. It's actually a never-ending process, but remember that the time it takes to get credit depends on how quickly you apply for credit. How much can you request? the end, the top level, the 7th level here or the 4th level or then step 7.
You can get to the end in about 4 months if you do it by working through it and reviewing it as quickly as possible, but remember. you're getting a lot of credit on the road during those 4 months, you already have Amazon, groceries and an Office Depot and you know most of that credit is getting to cash credit, car financing takes about four months , is the fastest way you will be able to do it. I have good credit, but I'm sure those two accounts are hurting me in some way. We can definitely review it for you. Just call us.
You know, leave us. If you have questions, all you have to do is let us know. We'll take a look and give you answers there. We can get you pre-approved for unsecured financing based on your credit without even running a credit inquiry. Please report so we can do that Yo Roosevelt, when do you report to the IRS and what tax breaks can I get? Morozova is asking a lot of questions related to taxes and I go back. These are just questions about these are really questions about taxes that are better. for an accountant, then it might satisfy you.
Will this program help me? If I am part of my business, I am trying to establish myself bigger and better, even if it is agricultural, yes, we work with agriculture, we deal with construction, no. I think I've done it before with excavation companies, well I'm sure I have, but yeah, it absolutely doesn't matter what industry you're in, most of those are industries that you're describing like agriculture and construction, we do a lot of work. . and there's a lot of things you can get, you know, ready labor, you saw ABC Industrial Supply there, there's a lot of credit for the industries you like.
I have store credit cards, good personal credit for home and auto loans, I have never been late on anything. but for those two commercial business credit cards that have the back of that personal and vague card, yes, it looks like it has a guarantee, we can help you get credit Maria without the personal guarantee and we can also help you get credit that reports on your consumer or business credit report. Instead of the consumer applying for unsecured funds, how long does it take for credit history to be B? It depends, you know what kind of credit history you have, but they want you to have it for probably a year or two to get Unsecured Financing, but if you have a car mortgage, sometimes you don't need to have credit cards for a year or two years, so we can review it and get you pre-approved, usually within two three hours on that program without guarantee, without questions. on your commercial, on your consumer credit, but we work with sources that do soft surveys, we can also do it through credit monitoring so we can get that specific answer, but yes, it depends on how many accounts you have, do you have a mortgage, a automobile, etc.
I'd have to look a little harder to find out that I have a number of Duns, but I canceled them because it would be too expensive; there is no benefit to pay them and they did not help me, they did not receive reports from most of the providers I used we can help you with that, some of them could have reported; another, credit builder has a lot of problems, many people find it difficult to add accounts with credit builder Josh, that's something we've heard about. many, it's like air, huh. I appreciate that how can we make the maximum discount?
Just call us at 877 602 487 information, a communication from the credit suite will have to process that manually because I don't have a special link for that for the webinar. I'm going to need to make sure that you have access to your special offers, the bonuses, okay, great, I've been talking to the amazing Bob Corbett from Bob Muhammad and I for a long time. Bob and I worked together in my consumer credit business many years ago and then I invited him to join us on the commercial credit side and he loved it so excuse me for how long and I think let's ask that question.
It is a high risk tax office. Yes, anything in financial services is for real estate agents, mortgage brokers, taxes, etc. everyone is considered Amy - just - to be fair, I would also be considered high risk if I were to reference adding old business lines reports as an authorized user and state that it is not advisable. I don't advise you to look, there is a big difference between consumer and commercial credit, everyone yells at me when I talk about this topic because they get angry, so consumer credit, look, that's your world. I won't even talk about it in the trade credit world if you pay for trade-ins, yeah if the DMV knows you.
Will they close your credit profile? We see this happen all the time and once they close your credit profile, you have to start over with a new entity. Yeah if you buy a shelf company or buy trades and DME knows you did it that's where the outcome will happen hey maybe you can get away with it but in a few years even if they know they shut you down I'd like to start to do wholesaling real estate and rehab rentals, we'll get more established later, Josh, that's a great plan. and great business credits for that, we can help you get financing through a home reseller program to flip properties, first you will have to make some investments and there is other financing that maybe we can help you achieve and then we have all types of credit that you can use to be able to do arrangements and deeds from Home Depot Lowe's ready labor so we can help you get business credit to get all the materials you need to do it and that's a big industry that a lot of real estate investors work in.
Real estate investors and real estate agents are two of the main industries we serve, so have a drink of water before continuing. Hmmm, do you offer credit card stacking? Yes, we do, we don't do it ourselves. We work with financial sources that do. and we work with those that we have absolutely proven and that make the most money in the shortest time so yes we do and it's part of our program so call us eight seven seven six hundred two four eight seven information at Credit Suite Comm , if you use your good personal credit you should give the PG, yes unless you have good business credit you know the only way to avoid a PG is to have really good established business credit if you don't run really well established business credit, You'll have to give him PG until he does.
Do you recommend adding it to someone else's credit card as a home user or Home Depot account to improve their credit score on the consumer side? I don't think it hurts if it's a family member on the business side, you know, if it's someone close to you, maybe, but if you're just buying a commercial mine, no, that can get you into all kinds of trouble, Jim says. What if I just continue with the core. package for now yes you can always upgrade at any given time absolutely you can if you want to offer business credit at another time look Jim the way I answer this is really simple do you know one or two other business owners around you who would want to buy the finance package if you're like, "Oh yeah, buddy, yeah, absolutely," then you might want to consider VIP because one or two sales pay for your own registration at that point, but if you don't have people around you or own businesses or I would.
Would be interested, well VIP may not work for you now but yes you can upgrade anytime whenever you want. We definitely could do it and a lot of people do it. What if with this discount implemented I definitely will? I will join this week. I'm very excited, that's amazing. I am very excited to work with you and Bob will take great care of you. What about the Twilio phone and Leo's excellent Google Voice? It's the only one we found that seems to be some kind of problem what service is that actual billed offer is different than the credit pool offer I don't know, I mean, look, you know, I can't really talk about that, I can only tell you that if you're going to look for the real reputation it's built with Better Business Bureau scam report those kinds of things that might tell a different story the real build is just different than us, you know, we offer a high end service, they don't know our technology , you know, you know, seven eight figures, millions of dollars.
I've invested in it they don't have technology like ours they only deal with business credit they don't deal with loans they don't have a full service program do it yourself if you want to do it yourself program well then let us know we can eliminate our advisors and eliminate part of your investment, but I will tell you that the moment you remove the advisors from the process, you really don't get as good results and you don't get nearly as many results. so fast and we've heard a lot of people come from them that, you know, they try to ask questions and wait weeks or months to get answers, so I don't know, but what I can tell you is that we are the only full service. company that offers commercial credit, which means that you really work with our advisors hand in hand during this process and if you look at their technology or do a demonstration of how they help you do it compared to us, I think that says a lot. a lot of the story and of course we have the full partner program, they don't do that and again we deal with all types of financial loan officers, none of that comes with that program as I understand it but the best What we can do is simply demo your system to compare how you should expect to see results when applying for a business credit score.
We are not requesting a business credit score. Business credit scores will be established once you build business credit and how soon you start lending. Business credit scores establish the men's report on those accounts, which takes approximately 30 days and DMB, you will need three accounts to get your initial score. I use a UPS address as my business mailing address. Would it be okay to set up a virtual address for business credit, you can, but you want to change all the addresses on your bank statement, your utility statements, your online listings, everything to the virtual address, the UPS address will make the solutions cell phone rental they reject you all day, think that name would be no, you can. you have a problem that doesn't reflect that you were in a high risk industry Dean Dan Dan, I'm starting a real estate company that does property management and flipping.
Will this work? Still, we talked about FIPS Fix and Flips just a minute ago. Are there loans that would work well for purchasing rental properties? We have something called a house. None. No, you need a mortgage for that. We have a property called a home seller program that is fix and flip, but if you buy and hold everything. We'll need mortgages for that, but we can't help you get financing to pay 35% and then get a mortgage for 65%. We don't deal in residential real estate, but you definitely can. I love your webinars. By the way, thank you.
I appreciate that wealth of useful information. Thank you. I really appreciate that if I'm out of state, I make real estate investments. Can this program work? I can work for any business, especially in that consideration and industry. general construction contractors no they are not high risk at all no they are not if I make monthly payments ultimately they are monthly payments you can choose we do weekly payments and monthly payments so whatever you want we can do it for you. useful. I appreciate that after bankruptcy, when should you file for bankruptcy? It doesn't matter in our world so again you can start building business credit regardless and again there is a difference between a bankruptcypersonal and a commercial one.
Renatus is the name of the real estate training company Renata, sorry, how long should a client wait? Now you're keeping me in suspense after bankruptcy. When should you apply or how long? Stoke way, it doesn't matter. I am a personal bankrupt. It doesn't matter because we don't look at personal credit for business bankruptcy. I try it right away. We need an investor to flip houses. Can you help me? No, I can't help with flipping investors, but what I will tell you is that in many local communities there are groups that are real. real estate groups to meet and there are all kinds of investors there, we can't help you get fix and flip financing, we have financing for that, we have unsecured financing, we have lines of credit that can help you, we can help you get loans and financing, but real. individual investors You wouldn't be the right person for that if you have good credit and use your personal credit to speed up the process.
Store cards for business credit report? Your personal job. Yes, all you need is five credits, five accounts. Brian and then you'll start being able to get store credit without the P G, like you asked before what we talked about, you can use the non-secure program or you can use the vendor accounts so those five accounts take about the same. the unsecured time is a little bit quicker and then once you get them you can start getting the store credit accounts at the beginning of starting the business. He simply requested an I number. I want to start building business credit, how can you help?
Well, you saw it. how we can help you I mean, what we're going to help you do is do step one quickly to set up your business credibly and we're going to walk through this process so you can start getting your first supplier credit accounts right away here in step three. and then once they're reported, about 30 days later, you'll start moving to store credit, so you'll already be able to see the journey of our system and how it works, and our advisors will work through that process with you to help you. She hasn't had her class yet.
I can't wait for Megan. Oh, you really haven't. I hear it's pretty phenomenal, yeah, so that's good. I'm glad I can thank you for your comments. No, thanks. Not well. Typographical errors. I'm fine. I can read quickly, so I'm in good shape. I was first exposed to you in a webinar with Steve Schneider. Oh yeah, Steve is a big helmeted man. I love Steve. I really enjoy working with him in June and started seriously planning a partnership. at the beginning of October, now is the time to do it, yes, it is by the end of the year, first of all, it is a tax write-off when you work with us to start with and I have to tell you that Steve is using our program.
I got an email from him the other day going crazy about how amazing the customer service they talk about was in the world where everything is automation, how nice and services, but Steve is a great guy. I'm glad you trained with him. He is a really very smart guy who actually works with them to get credit level credit from the commercial supplier on how much he roughly estimates it would take to spend on these suppliers. Some of them have $50 requirements, some don't and I always do. I recommend spending 50 for each supplier, so let's say you need five suppliers, $50, that's $250, but again, you don't have to spend 50 with all of them if you don't want to and you don't have to get 5 if you know the ones that report to multiple reporting agencies, so I'm giving you the worst case scenario.
He could definitely make it cheaper if he works with suppliers who report to multiple reporting agencies and has access to whether he needs to spend the 50 bucks or not, as a shipping company it's high risk, absolutely not Russ. A trucking is one of the top three industries we serve because you can get tons of free credit, fuel credit, etc., it is not considered high risk at all, thanks for the information, thanks. Give this to try to increase my business credit. I love it, Josh, and the great thing about this is that there is no risk to you.
I mean, look, you make your first payment. We give you full access. You don't like working with our advisors on our team, so you just tell us you want to cancel and you cancel, you don't lose anything, but look, if you really want to do this, you can see guys, we don't mess with us, our advisors have helped many people to generate commercial credit. It's ridiculous that they have so much knowledge our technology is phenomenal you'll see the process laid out we don't mess with what we do what we do works you just have to make sure you're committed you're committed or you No, if you're not committed to this being a process , then don't start with us, we don't want to work with you, this is a process, you are building business credit, yes, we help you do it in six months. or less, but you have to be committed to the steps of the process, boring, sure, I mean who wants to establish their business credibly, but that's why everyone gets loans tonight so you know if you don't get things done the correct way? you get rejections if you follow our steps you get approvals it's that simple but you have to be with us and realize it's a process if you do it we'll get along great you'll love it and then if you know it you come in and you you go.
Well, where is my $250,000 line of credit without taking any action? Then you know it's not for you, so if you're willing to take action and work with us to be successful, you'll find a lot of success right from the start, if not. so it's probably not correct because you know it's a process, but again, that's what the warranty says. You have nothing to lose by checking it out as a limited or unfunded startup. What is the best route to obtain business credit or just give us? a call we have programs we don't even listen to our website where we can help you we have to remove our advisors so maybe it's affordable for you but it's still a lot easier than trying to do it on your own so I have options even if you have limited funds.
In fact, we have a program that we call the unfunded program and we can even help work with you, but we can't help you solve problems that you won't tell us about, so if you contact our team give us a call or email us and let us know that we will work with that for you and figure it out. It's fine for the phone. Yes, we recommend them, they are amazing. You have to spend more than 50 dollars. with the provider some providers need to spend 50 others do not recommend a virtual address provider virtual address provider can go to the credit suite communication slash virtual credit suite communication forward us virtual and that is our provider Virtual address recommended if you have a phone number through Ring Central.
Should you change it through your company? No Ring Central is great. Keep it with Ring Central. We love. I had to close my business. I'm sorry to hear that man. Alright. He is sad and a few years ago due. to an injury, I never used credit at all. I have the corporate license, but I'm really starting over. My personal credits are in the tank and I never had business credit. Can I get it? So yes, absolutely use your existing business. Oh, guns are definitely high risk. While it's great, it's a cool business to be in, but just make sure your name doesn't reflect that you're in the firearms business, which will give you all kinds of trouble getting credit, just so you know, but again you know we can help you. you go through step one and personal credit issues won't matter and work with a credit repair person on the consumer side, they can help you get back on your feet.
I'm not that guy, but there are consumer credit people who can help you too. your webinar Stephanie, thank you very much. I appreciate that we bought a set of credits this year and we are learning a lot, that's awesome and I'm so excited that you're having so much success. You can visit meetup.com and I. I'm not sure, sorry, that's not a question, that's not a question, but I'm not exactly a calm meeting person, so Sean is helping someone answer the question of where they can get real estate investors and recommends that I calm down . I'm pretty sure Sean, if I'm wrong, is correct, but I'm pretty sure he's answering someone else's question.
If you share a virtual address with the business you are starting, that will show that it is negative, it is a problem. Commercial credits created under your business. name and address, so if you have two companies using the same address to build business credit, it will create all kinds of problems for you to know if the financial credit will allow you to go to foreclosure auctions with two and three days to pay for the property . You're not going to know. I'm not exactly sure. The question is, can you go pay for the property? Yes, we have many financing programs, lines of credit and loans that will help you buy a property.
Yes, if you are asking to do so. two to three days, we have some lines of credit that can be delivered to you in two or three days, others can take a few weeks or more, so I hope that answers that question. Carlos is if you risk firearms, you risk it, it's not too risky, but it is. a high risk industry, so you just want to try to keep firearms out of your name for the most success. Do you report your credit payments so people can grab it? No, we are working on it. We will incur with secure credit in In January, the problem is that we are in business credit building, so we work trying to work with Experian to set up Equifax, maybe the problem is that if you are in credit building, if deals with trade credit, it's a business they won't do.
They let you deal with this like credit reporting, that's how the world works, like if you deal with consumer credit repair, consumer credit reporting agencies won't let you access consumer credit reports if you deal with it. of commercial credit, construction of commercial credit, monitoring of commercial credit. Even navigation, for example, can't report to the reporting agencies with credit monitoring because they are owned by Experian, experienced co-owner of the business, so the bottom line is, if you're in business credit development, you really can. . We do not report trade credit payments, although we are working on it. In January we will report to Credit Safe which is an emerging reporting agency and we are working on the others but I don't know if it will ever happen because the industry is looking forward to the email.
I appreciate you getting the email, which will happen very soon. Sean said yes to the question that he met with 4 real estate investors that he was answering. some important questions we don't have a website but we have a business email com Do we need a website? Yes, you need a website. Super simple. Our team of advisors can help you in the process of obtaining a website in a fairly economical way. There are ways to achieve it. That being said, Brian, if we register with you to sell your services, is it like a white label? Yes, it is a white label.
All marketing and training materials are white label. Your finance package. Look, I don't have a logo here, but I would have your logo your branding our advisory team all of our emails and such come from the login com address pool, same as our login URL which you can see here and which doesn't link to no company, so it is a complete 100% white label program in your name when you offer business credit, income or lack thereof causes credit denials in the first place, not for business credit, no, but there are some loans and lines of credit you could get if you have income, but it won't stop you from getting business credit you need to set up a separate company to report look, I got you Shawn, it's not like we haven't thought about that before, but you know we just don't do that , man, we don't operate in any kind of gray. area where we are black and white, if we are going to have the ability to report payments, that is because they will know who we are, they will know what we do and they will give us the ability from the beginning to do it, so we are working on it. literally right now we are under review the problem believe it or not believe it or not I swear this is the case I can't believe it I was just talking to my experience about this today he said the reason we are What he denied the report is that we are in the credit reporting credit repair space and we sell commercial lights, that's how far they are from understanding our business model, so I can assure you that we are trying to work with the reporting agencies to make it work, they are just they.
Either they don't like it because we deal with commercial credit orThey instantly think we're in consumer credit repair even though obviously we don't even deal with consumers or deal in credit repair at work with consumer credit so we just run into these types of problems but I assure you we're trying to walk in the front door and do it the right way we just wouldn't eliminate it by opening a separate company we just don't operate that way if we have a local number to eat a toll free number yes you should have said free yes you should have fax both make sure that that reflects that you're credible, that was, it's meetup.com yeah, that's right, you guys are awesome, Shawn, I appreciate that that's the case.
Great by the way, thanks Brian Roosevelt, how do you get vehicle supplier credit financing to purchase and transport for your business? It does, you need about 14 business lines, we take you to auto vehicle financing here in step seven, but we also have equipment financing. which can also work for vehicles and vehicle financing here in the finance section of my business, so that may help you as well. With that said, that's the end of the question, so I'm going to wrap this up guys, and if you have any more questions, I'm going to ask you to reserve them for our sales team because I literally went over about an hour's worth of questions here and I want to make sure everyone gets here in a reasonable time, it's already 10:30 Eastern Time. so I know that's not reasonable, so what I'm going to do is go ahead and finish.
If you have any questions, call us at 877 602 487, info alCredit Suite Comm is our email and if you call us now we probably won't answer, but we will call you back first thing in the morning. If you send us an email, we will call you back in the morning. Please be patient with us. There were literally hundreds and hundreds of people here, so tomorrow we're going to be talking to a lot of people, a lot of people who got locked out and couldn't get in, etc., etc., so please make sure your little patient with this in tomorrow , but our team should probably get in touch first thing in the morning if you leave a voicemail if you send an email, we'll get back to you first thing in the morning if you try to call or send an email tomorrow, you may be greeted with a voicemail because they're calling to the people. come back so if you want to get the fastest response from our team please call us and leave a voicemail now or send email now then our team will arrive first thing in the morning and respond to emails and phone calls and to other people who are Trying to call or email tomorrow, we will have lower priority than the people who already have, this is how our front-end guys work, they are at work, the people who come or you know or work with the people who come. so make sure if you want to talk to someone in the morning call us email us remember the special offer is valid until this week Friday at midnight it will expire you will probably go to the webinar page and see a countdown clock, we don't waste time when it expires so we basically delete the URL and an expired offer sign appears on the door and then people call and have all kinds of excuses and want us to extend and we only know if you've probably worked with us before, you know you also know that we just don't offer as many special offers and discounts that we need, what we have is phenomenal service and the reality is I don't care how you look at it, it's cheaper. working with us than doing this on your own is very simple because you are going to pay for many things that are included in our service for free or as a discount, we will save you a lot of money and without a doubt you will get much faster results working with us than If you try to do this on your own, otherwise you will run into all kinds of problems, you won't have someone to help you, and you will spend months wasted waiting for people to report. who don't report expecting answers to questions you don't know with us, we give you the fastest path to building business credit and we will help you with capital so that if you can qualify for loans now because you have some type of income, cash flow or collateral or Katter cash flow good credit or collateral we help you get financing now if you don't have it we still work with you to develop a plan to get financing so it's one place all in one place my vision is to make sure for the capital to be accessible to the small business owner because it wasn't accessible to me, you know what?
And I was raised not to complain about problems for which you are not willing to propose solutions, so the credit suite was our solution to the problem. problem, it is designed to help you get money through technology, advisors and a financial team and work with all the legitimate lenders out there today to help you build business credit. We have a full-time research team. All they do is research new lenders and Adam, that's why. We are constantly adding new shows just this month to give you an idea. In December alone we are adding 12 new sources to the finance package.
We just added four new vendors in step three literally this week, so we're constantly adding new ones. loans new sources of credit lines we are adding new sources of business credit so you always have access to the largest number of sources, all the most up-to-date information, you have a whole team of incredibly amazing people who will help you In this process, when I have questions , I don't know, I go to my team and they help me so that you get everything and we will work closely with you to get the best results with business credit, I promise and financing, and I don't.
I even want you to take my word for it, go to Credit Suite Comm and just look at the credibility, we give you a link to our BBB, we give you a link to Trustpilot, these are real reviews, you can see when people left them, you see what they say. We can't if people leave us bad reviews, we can't even get rid of them on Trustpilot, so what you see is what you get. There is a reason we have an A+ BBB rating with no online customer complaints because two things, one. we do exactly what we say we're going to do you've seen exactly what you're going to buy before you buy it you can try it and two we give you a guarantee that you don't want it you try it and you don't like it, tell us we'll refund your money.
No harm, no foul, no problem, this is a process that you must participate in and commit to us, so if you are not committed, we will not try to keep you there. your money just isn't money something important to us what's important is helping people get real results you are someone who wants to work with us to get those results or not if so we will work with you during this process so give us a call at 877 602 487 info @ credit suite comm and we will help you during the process. get started if the payments you see on the credit suite comm slash webinar are unaffordable, don't give up, call us and tell us what it is. you're out of your mind let us work with you you'd be surprised we have programs that we don't even include on our website where we can have advisors for people who really don't have a lot of money or if you're on a budget or you need to do something special we can do that if you're making a payment like that, things like that, we'll even give you a bunch of additional payment incentives and remember if you come participate in our VIP program, guys, in one or two sales, you sell, you pay for your own registration and you make a profit, so that if you know even a few business owners that might be interested, we can train them in a day to sell, even help you close and a sales boom of one or two, you will get your money back and you will be ready to go, you will be profitable and yours was basically free At that time, we will also help you obtain financing for all your friends and people you know; you can bring them in without even paying them as part of our executive program, they don't have to buy anything, so that's all you need to build your business credit, get loans, get lines of credit with our advisors, with our financial team and then also you will get the Skill: It is the only platform that exists in the world for reselling credit and trade financing and allows our team to guide you through it if you wish, we have on their website that will give you more details of all the marketing. materials that years of social media content years of email drip campaign the brochures the powerpoints that is to say, literally, you will get a franchise for the equivalent of twenty five thirty thousand that you would pay for any other franchise for literally less than four thousand dollars if you want offer business credit financing so you will never find anything like it or as complete as ours, so with that being said, give us a call, send us an email, good evening, thank you, thank you all. for thanking me and thank you very much for your thanks and Jim says: do you have strategies for withdrawing cash from PG cards?
Yes, we have them, we work with the financial sources that will help you withdraw almost one hundred percent of the cash if you get approved with one hundred thousand dollars in those personal guarantee accounts, we can help you with what we call liquidate the accounts and withdraw the physical cash so you know any other questions guys let us know it's great it's amazing on those cash credit cards out there. There are many things we can do. I'm not going to answer any other questions, but if you have any other questions, be sure to give us a call.
Email us information at Credit Suite Comm 877 602 487. You will get the replay of this. Webinar tomorrow to let everyone know and it will be available tomorrow. I'll send it to everyone because they stayed here. I appreciate all the thanks for the great feedback webinar. I appreciate the questions. I appreciate the commitment. This has been an amazing experience we went through. You and I will be doing this again in literally six or seven months. I only do one of these every six months, so it'll be another six or seven months before you see this, obviously I do other types of webinars regularly throughout the day that you probably already know, so thank you all, have a excellent night.
I really appreciate you all and everything you do with your solutions for people. I love business. I love business, so thank you all very much. Vernon says tomorrow on periscope, you know, periscope at four o'clock ET and Facebook live on Thursday at 11 o'clock ET so I'll see you all and then be sure to call us eight seven seven six hundred eight four eight two. four eight seven information in credit sweet calm Thank you all very much. I hope you all have a great night and I hope everyone works closely with you to help you build business credit.
Obtain financing. Thank you all. Have a great night.

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