FBI's Most Wanted Con Artist Reveals Loopholes in The System

you've absolutely used, you have my driver's license, they say, yeah, okay, yeah, that's weird, okay, so anyway they move on. I have never been turned down for a loan because how many times has this happened sometimes two or three times two or three times this no longer exists, but they could have done anything, they could have called. I think there is a US citizen government that checks your birth status and everything else, they could have done anything, no they just said oh man I have so much documentation and there are so many fraud alerts that pop up every time you change your name in some way, it says fraud alert. because it will say Matt is Cox Matthew is Cox fraud alert two different names I have him or do you know Cox he fought alone well this is the date of birth and he doesn't actually have it he just says problem recently it doesn't seem right because I took his credit and on the credit report it is yellow even though it says fraud alert issued but it also says your date of birth is 1971 or 1969 so that doesn't make sense so they ignore it right away. because you're sitting in front of them and I'm a clean guy and I don't seem nervous or leaving, so I have all the right documents and you need to talk to your loan or your boss or whatever we need to take care of this, let's move on , yeah, I'm fine, thank you, just continue.

I've had that happen to me for a long time, so when you use it, when you have a social gathering for a child under 10 months old, let's say. man, it's fake social media that you get when the bank activates social media and the bank manages the credit and the credit comes as or even a MBNA credit card company, you know, Visa MasterCard American Express, whatever they are when they are because of social media, they are not verifying the person's age with Social Security, I mean, no, I mean, they are not right, let me get two in a row so I can write the application myself and I can say the same name, everything remains the same. as a social right and I use that 10 month old social to get a credit card but I can put 34 years old but here to get the social these 10 months the creditor who gives me the credit card for $500 or $1,000 or $200 no No, They don't have a way to check if this person, 34 year old or 10 month old fictional characters, they know what, hey, first of all, you know what I miss.

I understand what yes, well, there are two different areas here, one is, let's say, Matt Cox. Let's say myself that I suddenly

wanted

to start using a different social security number. Well, I would have a problem because I already have a credit profile. These guys sure don't have credit profiles. Lee Black does not have a credit profile. There is no Lee Black, so I take Lee Black, a fictitious name, I take an address, I take a date of birth and a social network for a ten-month-old child and I run all of that. I slide that board and it creates a new profile for which there is no disputed information either. now in public records they say there's a guy named Lee Black who was born in 1970, has this Social Security number and applied for a visa and lives in this house.

Now maybe the visa says no, we. Don't they deny him because he doesn't have credit? Well, then they say, but you know, we will, mr. The black one will give you a credit card if you give us 103 dollars right John 5300 whatever yeah so I give the three year old crystal blue the credit with that absolute right in six months in six months if I get two or three of those in six months I have 700 credit scores. I did it over and over again, well, Matt, what I'm asking is the creditor, the bank, when they grant you credit with that social network that you put up for 34 years.

Equifax Experian leaves Union, they do not report the H that matches the age that was included in the application. Now there is no way to verify with Social Security other than knowing that the social security number was recently issued and there is only one of three agencies that even verify and will say, hey, this was recently issued, worst case scenario What they will do is say: can you send us a copy of your driver? your driver's license, that's crazy, so make a copy of the drivers rest, you know how many times they would say no, they would take out the credit and say, hey, this is like a UPS box, right, but you have a me Like, let's say you go to UPS.

I get a real address but it says box number 200 and they're like, hey, this is a UPS store and I'm like no, it's not and they're like, "well, give us a water bill" and I'm like, "sure." and I give you a water bill. with a home address and they go fine, that's weird, we have this listed as UPS, okay, yeah, and they still mail it. You know it's a UPS box. You are sending it by mail. I just gave you a utility bill. They have little things they asked. for people, only if you're really saying it's a residence, they don't want it, they want to mail it to a residence other than a UPS box, then they ask you for something, if you can provide it, you're fine, they just mail it mail and I'm making payments for so long and then something happens, the guy hits our card, do you know how many times I had guys there?

Three or four houses are going into foreclosure, the mortgage companies are writing letters, they're writing letters saying, "You're going to do that. You're going to get a collection. We're going to repossess. I would make a copy of a five-car pileup." where someone had gone flying and I would make a copy. I would write it again. and I put my boy's name on it and then I write a letter with a copy of that from his sister saying that he is in critical condition, the doctors say that even if he comes out of the coma he will never work again just take the house they stopped coming I mean

most

people stopped paying and they run it I would stop paying but then I face you and say this is why that this is what's happening.

I say, hey, I'm thinking about filing for bankruptcy. I would write them back a letter, they just leave,

most

people leave and that makes them think something is wrong, but if you can say the child cares if they called his employer, his employer says no, he won't work here anymore. Don't stop answering the phone, he doesn't work here anymore, didn't they get a letter saying he was in and up, he was in a car accident and of course they're going to sit down, they have a reason? they leave now we understand what happened it was an accident it happens that he lost his job it happens that they leave then and I feel bad about that I see that you did it I don't see any identification on your face you know I'm not worried about I'm not, not really I'm processing it the way you think I'm processing it.

Look, I run a company and for me we are designing software, its technology, right now we are investing a few million dollars in it, but it is about creating rules so that guys can't beat the

system

this is not about this It's not about what you're doing you know like to me listen I mean obviously what you're doing is Roger now you want to do it your time was twelve years and for the right thing you committed your crime and you got the right punishment that's what You break the law, you get caught, you'll go to jail, that's how the

system

works just like financial securities. you're going to lose your license, they're going to cancel you, get well, you know all these things you have to do, but I'm wondering what kind of system that is where someone can run credit and won't tell the bank they're trying to get it. financing from TransUnion Equifax or Experian that this client just got their social and the date of birth is, you know, 7 10 2019 instead of 7 10, you know, 1990, it's a big difference between that, you know, but everything what they know is that it was issued within last year and they think it could be a mistake it must be a mistake they have three credit cards the person who thinks this must be a mistake how much does that person earn pay that at $35,000 a year person yes, okay I got it yeah thanks and I probably make money based on loans he knows I can get this guy on my own is there a fraud alert but can I get along okay?

I got it if I overlook it, so I'm going to overlook it because it doesn't make sense, so yeah. You hear it's better to buy one away from Commission's, they stopped paying commissions to their sales people because they weren't providing customer service, it was like a cutthroat guy and customers feel it's too competitive so they want a different model, I think Nordstrom did. I saw this too at one point that they

wanted

to be more hey man how are you? How is everything? I'll spend a little more time talking to you, it's a family home for sure, everyone's fine, yeah, what can I?

I'll help you, okay, I'll show you, so they paid a little bit more salary but without commissions because their reason was that they didn't want to be the cutthroat environment, sometimes certain people who you don't pay commissions like that kind of guys that are positioned that way where they're willing to get the loan, that's a guy that shouldn't be getting commissions, it should just be that you're doing your job, that's what you're doing and your job is more to play defense and play defense. often, so I don't think the common structure for those guys is set up properly, so now let's get back to where you are, now you know it's thinking about one of the things that you asked me when I was a Creative financing was one of the things that people did.

I'm sorry. I just realized what my agents would do is they would say the guy was the owner and occupied a property that he owned, so if I'm buying a duplex. I can get 80% financing nationwide if I do it because it's an investment property. If I say I'm going to live there, I can get between ninety-five and one hundred percent, so all you have to do is have your borrower say they live there, so I remember that. Once we didn't, not once did we do this multiple times. I remember one time we must have made eight different loans at once.

I still remember the name of the runner who did it, but I'm not going to say his name, but he did it 8:8. owner-occupied duplex properties all at the same time with eight different lenders for a woman and her husband was a sheriff's deputy and one time I think we made six loans for owner-occupied duplexes and for a real estate agent for a major real estate agent in Brandon Brandon is just outside of Tampa we did it a lot and one time we did it and two of the loans were on the same line of credit so one was a big bank that was like Washington Mutual they had done it and they had Their line of credit was a smaller company that we didn't know it was, it was just an extension of Washington Mutual, they were essentially using their credit union, so Washington Mutual ended up with two of the same loans, so they ended up calling the broker and saying: look, we.

I have two owner-occupied duplexes. What's going on? She comes to my office. She says, "Oh, man, we have a problem." I get on the phone, we talk a little bit, it's called the FBI and you know, I say look, you don't want to call the FBI, who knows who your company might have been doing something wrong. Don't know. what exactly my broker is doing, let's figure this out so that they allow us to refinance it, they actually discounted, they gave us a short payment, you know, you know, a short sale, yes, but short, you know, so we would have to pay them the total 95 miles, they lowered it to about 80 something because we couldn't get the same type of loan, they took a big chunk and paid my broker a commission to refinance the loans and sent him flowers when it was all said and done, like this was. it was in that's in the I remember it was very funny I mean, it's not funny it's horrible but it was like shocking because he just had us over a barrel but they didn't know they just want, they just want to get through let's get over this and move on let me ask you what the rates were so low when you were applying and the mortgage boom was crazy, the rates were close to where they are today no, no, no, they were, they still were, there were five, six, seven percent, yeah. so look the problem was much bigger so subprime mortgages are even higher than that so premiums were much higher than that yeah it's at least a couple of at least 200 basis points higher, so if the rates are five percent, it's seven or seven. and a half, yes, eight or nine, but what do I care?

I'm only going to make a few payments, so for you, like completeable, yeah, so how much, how much of your threshold was for a real customer, how much of that was just pure? market manipulation and and putting together packages, you mean when I was in the mortgage guy, yeah, you're actually going to have a lot of real loans coming in? Oh, yeah, yeah, but it was, I would say, let's say, let's say, 5050, I mean, we had look, we were, I was an FHA approved lender, you know we were doing, we were doing the conventional, FHA approved, approved by VA, I mean, it was part of it, it was a legitimate company, but the fact is if you had a pulse and you walked in my place where you are if you walk through that door and you have a pulse you were getting just you're getting you're getting a little applause unless only unless you decide notch if you come in I want this house this is what I want this islike a piece of furniture to me, they have almost no empathy at all, they have no sympathy for anyone, well, that of a pathological liar, someone who cannot control their ability to tell the truth, they just lie impulsively, they enjoy lying.

It's exciting to lie to deceive you, my lies are simply designed to make money and move on. In fact, I'm a matter of fact, a lot of the articles, if you read the Atlantic, they're one of two different people they talk to. in my case they said the thing is cox's in Matt's personal life, he is an extremely honest person, only when it comes to running a scam, so if I am running a scam of course I will tell them what I need to tell them . to acquire what I want but in my social life I'm not I'm not going to lie to you there's nothing I'm not telling you the truth this is what's happening what you're going to deal with or not so sociopathic for you is that there's no emotion, yeah, your furniture, you're not, no, I wouldn't say emotionless, I mean, Atlas, there are very varying degrees of everything, there are people who are schizophrenic and it turns out that they have a bit of paranoia. about small issues, then there are guys who are extremely delusional, they just see things that aren't, they hear things that they believe, things that are just outrageous, you know, so there's always varying degrees of the moment you walk in, you look paranoid. from the moment you walked in you were paranoid, oh right, because remember how all this happened.

I literally got a couple of emails and I had seen the show and I saw the same thing.the bull and I had seen the other one a part of another I saw the whole thing we talked about about the guy with Michael Franzese yeah yeah yeah yeah which was cool , it was great and it happened so fast and it was like Well, the next thing I know I came in, I mean, I think I'm from the CIA or you do when you came in a little bit because I didn't. I thought at some point someone would say, "Hey, you talked, you know?" He asked me some questions, you know, like crazy, yeah, of course, I thought there would be some kind of trap instead.

I did not do it. I'm walking here. I'm still waiting, well, at some point they will seat me. down and say okay, well, this is what we are, this is what we know, this is what we're going to film and here's a place, I walk in and it's like sit down, I know everything about the store and then Hawk is here to your right, yes. bullying is a little shocking Wow, okay, my question would be: do you think that today we are set up in a way that a Matthew Cox of March 20 20 20 20 or a Matthew Cox of today can be prevented from happening?

Can I still do what you did? in 2006 no, I think it's funny because I did another podcast, I did a podcast and the guy and there the comments are outrageous, but a lot of the comments are oh, this could never happen, this could know, nothing has changed, you know it has . It hasn't been like all these public records are still recording. Listen in New York, they have a big rash where people are just there looking at properties of people who don't have any mortgage on them and they're in a trance with deeds to people. It's like they're doing a quitclaim deed to someone who likes a friend of theirs and then they're selling the property to someone because it turns out it's an abandoned house, it's in decent condition, they'll have access to the house I'll get an appraisal Nilsa .

I'm transferring this person's house. You register it. No one contacts the original owner. Nobody has been caught. It is a recording system. So you know those things are still happening. Satisfy loans. That still happens the way I do. I did the combination the way the combination of scams that I used was unique, so every time I did it, they quickly zone zoomed, so you know, or they connected it to me, so which ones can't be done today, I don't know. None of them can be done apart from the fact that borrowing money is more difficult, but it is not impossible.

The only difference is that most of these loans now, instead of changing a W-2, they typically have you sign what's called an 88.21 and they're sending it to the IRS to verify your employment, then they say you said that He made 75 thousand dollars last year and he didn't do it, that's a lie, what they are doing now is a lot, the majority. mortgage companies how much does it cost the bank to do it it's almost free, oh it's free, they don't send it wisely and everyone does it, it's more paperwork and I think if you mail it, yes We're mailing ten thousand and one coming back wrong, really worth it?

I mean, for the most part, even bad loans a lot of them just pay off, yeah, but I'll give you an idea on the insurance side. On the insurance side, there's something called Nexus, right? where they check what medications I can check if you say I'm not taking any medication and I'm the insurance company that underwrites it, right? I can go to a testing center where you know the reporting place you can email me and say no, the stones you take are Soloff, you know, prozac and he takes this, he takes blood thinners, these are the things he's been on taking for the last six years, okay, then I come back like, wait, I can't give you preferred. the underwriting is correct, but that test costs me 25 dollars and I have to pay it to that reporting agency, so on the insurance side, sometimes people don't want to do it because they don't want to pay 25 dollars for 10,000 policies, It's a quarter of a million dollars a month. for a cause worth thirty million dollars.

I can keep my dream dollars and give them to the insurers, but you're saying there's no cost on the mortgage side. Finally, the IRS, the IRS, so I'm not sure the IRS in all cases. bank, do it. The IRS didn't used to collect. Do they charge now? I don't know, you don't, I don't think it's right, so let me ask you this other question, let me ask you to state the question which part this other question is from. of today's things, I know you said some like the IRS check, so if it's not fixed today and everything you did today can't be done, if everything can be done today, who's to blame here, I mean , you already know?

When you're in the sales world, the processor wants it funded as much as the loan officer does the right thing and whether it's the title, the appraiser making 450 or titles making seventeen hundred and two thousand dollars, depending on the side. There are just a lot of people who want this loan to be financed correctly, the only person who takes the hit is when they realize that China no longer buys their papers in the back and they close it and one that goes from being a A company of 330 billion dollars in five years will be sold to chase one point nine billion dollars, so really the only person who gets hit in the rear is the one who can't sell the newspaper, kind of like that guy who two. million dollars they sold a four million right and they came back but my question is because there are so many people who have had their hands in the candy jar like everyone is getting a piece does anyone want this whole thing to stop and if so affirmative, who? well, I can't imagine it, first of all, I mean fraud, they just love to throw numbers like three billion dollars or trillion dollars, yes, but in general it is very little, it's the percentages, not even one by one cent is for everyone, I mean.

It's so small that why would you spend all this money when actuaries have already accounted for a certain amount of fraud? So if we know there's going to be a certain amount of fraud, we account for it, what's the real incentive to try it? and fixing it is a loss of marketing the way you would see it right for loss of mobile marketing right what's the problem we're fine it's not really hurting us we can compromise and complain but the truth is it's really not harmful and there's more truer things. I think it's more problematic to impose all these overly regulated regulations right now.

Many of these individual people will be harmed; People who really need the loans will not be able to get them. loans because we are trying to stop all this fraud, but the truth is that fraud is not really hurting us as much as people think, so flip the coin. The FBI hires you, okay, and they say, come on. We want you to help us We want you to capture the modern Matthew Cox Would you know exactly how to capture them all? Would they be trends that you can but there aren't any at the moment I'm at the moment I've done it?

What am I doing when I finish my scam? Already left. How is this scam detected? Unless you want to renovate everything. This guy is waving at the difficult ones to go and leave. That's the biggest thing. temptation of a scammer because he can't it's always the next hit it's the last I would like the movie Carlito's Way right, we said well, you know baby, this is the last one I'll do and we're going to live even listen even I have even I have the same I was I was on the run for three years Dateline was coming out mm-hmm I was just in Fortune magazine they had just done an article on me so I was in Bloomberg Businessweek. two articles from Fortune magazine there were thirty-something articles in the st.

Pete Times Chicago Tribune same thing all the time I'm on the run so I know it's going down and I know Dateline was about to come out and I'm ready to go. I'm leaving and I'm thinking. I'm going to get two or three million dollars and I leave and I don't get there, let's say I had achieved it. I like to think that would have been it. Do you think so? I like to think so, but you know what? Let's face it, almost every time I did something it was because you were greedy or overconfident. Look, I'll tell you once, once.

I'm going to I'm running away. He was in the Secret Service. most searched list by the way at this point mmm-hmm what year is this oh six more or less obviously oh oh four no no no this is this is oh five I'm going to say this is I think about the mortgage industry or four or five right , I had gone to Las Vegas with Becky, okay, right now I'm surveying homeless people to get their information, but I came up with a survey form that says we're surveying homeless people to determine where we're going to place our next homeless facility.

I work for the Salvation Army. I have a small badge. I know it's horrible. I feel bad, so stop judging me. So they have no idea. They're good for twenty dollars. I am filling out the form. I organize all your things. I got your high school transcripts. I got everything. Then I go to the DMV. I get a driver's license. I'm driving. I buy a car in your name. I don't even need that. You know, I know, of course, I go to Social Security. I get a Social Security issued, so I have a clean Social Security.

I have credit. I have a house. I have everything I want in your name. You're a guy who lives under a bridge. in Las Vegas now I'm in South Carolina I remember the guy. This is funny because I would be the guy and I said the guy had arrived in Las Vegas. I met him while he was doing the survey. I asked him if he has any criminal records, he says he has several arrests for prostitution, but they were misdemeanors. I said, he's okay, he's my real one, I go, so you're a prostitute, he says, yeah, I said, he's okay, whatever, so I take the thing.

I'm going to South Carolina. I go to the DMV get a driver's license in his name, then I go buy two houses and after I buy those houses, I satisfy the loan in his name, I satisfy the loan on both houses, then I go to several mortgage companies and borrow money in he houses one of them I borrow about three four hundred thousand the next I borrow about a million dollars on the house his house is only worth two hundred thousand in the bank I'm cashing checks I'm taking out four or five six hundred thousand dollars in the course of a few few weeks Becky, by the way, all the time every time I went to a bank this wasn't always, but a lot of times she would say what if they arrest you and I would say if they arrest me, they will arrest me because the guy's name was Gary Sullivan, They'll arrest me like Gary Sullivan, the prostitute, the prostitute, they won't take my fingerprints right away because my identity isn't in question then.

They don't have the scanners, so they're going to run, they're going to scan, yes, but they don't necessarily run it through a 'so, that's something new. Scanners are doing now exactly what they didn't do then. They had them but it wasn't like that I said look the worst that can happen they will arrest me it will be a minor charge get me a lawyer bail me out we will leave she is fine so I One day I go into the bank, I go for a walk, oviya, I'm waiting to be charged a check for about six thousand dollars and I cashed 50,000 60,000 from that account.

I had like eight accounts, well, next thing I know, BAM, a cop shows up. with a they grabbed me from behind they arrested me they escorted me from behind I'm done, I know, mom, so the Secret Service is the most wanted list, this is it, they take me back, sit me down, all the clients they are looking. to me boy says mr. Sullivan, we're waiting for the detective to show up. I'm thinking, Detective, okay, that's like the FBI or something. I guess it's going well, then this cop comes in and says, Hey, I'm from the Richmond County Sheriff's Department, we understand, you know.

Heso you could be pretty open with what you talked about so I had a great class the guys are walking around the complex he cost what's going on hey man how's it going hey I mean. Huge, huge guys, everyone is very happy, you are protecting me, would they protect me anyway? things are happening around you I have my head down I'm going to I'm going to my I'm going to the unit I'm going to work I taught GED and then I go and teach the real estate class the kids want to know about certain things I'll meet you at the library I can go over things with you I take, we say, we take notes, we make scenarios, it lasts about an hour, once or twice a week, everything is cool now, even some interesting cats in prison, although yeah, well, I was there for three years and then I went to the bottom, Okay, God, where did you start writing?

When you started writing scripts. I think you did write a what did you say? You wrote your own, a memo, right, you wrote a memoir for a memoir? for a guide to Ephraim Devereaux Lee who was the lead what was the character and Jonah Jonah Jonah Hill put him in dogs of war yeah I wrote Deveraux Lee's memoirs while we were incarcerated how was he lemme did you see the movie , of course? And you, what did you think of Jonah Hill, what did you think of the sociopathic psychopath character who was a great leader and manipulator?

He made Devereaux Lee look cute compared to Delta Roly. Deborah Roly is cunning, super smart, super intelligent, super manipulative, super cunning. I mean, you know I wouldn't trust him at all, but you can't, you can't underestimate him. He is, but he is absolutely extremely cunning. You know, I wouldn't dare take that away from him and the thing about him is that he's so cruel. like he was in the business and that movie doesn't come close when I finished writing that book, you know, I liked it, he was on a bill, he has the ability to make you really like him, you know, but but.

I liked him because I thought we were a team, you know he's the kind of guy you want on your side, you definitely want him on your side, tough guy or not, he's not a tough guy like a brutal guy, he's a smart guy, it does. He has piercing eyesWhether you like it or not, you like to see like that too or not, because your eyes are on fire, like then, usually, many guys who are bright think millions of things in their minds, their eyes are like you, if he were like that. what we're not intense, I would say it's extreme, very intense, okay, it's very intense all the time, all the time, always, yeah, definitely, it's definitely energetic, definitely, you know, it's just that you guys still stay in contact or not, no, not so good. an ending, well, the relationship, I don't know, they sued Warner Brothers for the film, they claimed that Warner Brothers had gotten hold of the manuscript and it seems that they did, they sued them, they went back and forth there.

There was a settlement, they sued Warner Brothers and Devereux Lee, we dropped the suit from Warner Brothers, we sued Warner Devereux Lee, we ended up settling with Devereux Lee and you know, even during that, negotiations are extremely difficult. I know he's a smart guy, he's a smart guy, so I wrote that story. I wrote a story about these guys. The story I wrote is called oxy. Rush said I sent it to a Rolling Stone reporter. They ended up writing an article based on what I had written called the dukes of oxy and it was sold to New Line Cinema mm-hmm I think it was New Line Cinema and they optioned it, you know the rights to the movie were sold , so the option was acquired hmm, the option was acquired. renewed the option several times since then I wrote a story about a guy called about a credit card counterfeiter which is honestly one of the most surprising stories, which is a credit card counterfeiter named John Bozak who sold about three and a half or about three and a half.

Millions of dollars in credit cards for the Russian mafia figure in several indictments The Secret Service was after him It's just a phenomenal story I wrote a memoir for him What else did a guy named Marcus Shrinker write that actually in 2008 when the whole crisis broke financial? He was going down. Shrinker took the plane from him and called with a distress signal. The windshields imploded. I'm bleeding and then it goes on autopilot. He is supposed to go out over the Gulf and jumps. He faked his own death. The great story has been everywhere and he. He ends up landing and then three days later he gets caught because the plane runs out of gas a mile or two before reaching the Gulf because he didn't take into account the fact that the door was going to be open, so it burns up. a lot. more fuel and he ends up crashing like in a swampy area and guess what, that whole plane was destroyed but the windshield was still intact, so they knew right away that he wasn't on the plane, the doors opened.

I mean, he thought he was going to fall off, the windshields were going to implode when they catch him anyway, so I wrote a book about him, pathological liar, which is a phenomenal story that I've written over a dozen, almost 20 , how come a guy like you didn't do well in school? writing, I mean, I know I had a lot of help, listen, you've got guys at Coleman who are locked up, NASA guys, you've got lawyers, you've got, you've got guys with 180 IQs, I mean, these are brilliant guys, I write that that guy is at NASA, you have guys from absolutely there, they are amazing guys that are there, listen, I'm not saying that 90% of them are just drug dealers, low level drug dealers, but there are a lot from guys who are super smart lawyers.

Doctors I never go to the doctor, you just go find Dr. Iglesias and he's on, you know, b3 and you say, hey, listen, doctor, my knee is killing me and he does a little test there and he says, okay , you have to stop doing it for two weeks and I can't go to the doctor. If Coleman, these guys for similar salaries, no one will hire there so you don't get the top of your field and you end up working for Bo P, that's not how it works, it makes sense, so yeah, you just got out of nine months. ten months ago, yeah, eight months, seven OMA, how do you feel being away, what are your plans now, I feel good, I mean, I have, I have a website with all my stories, how are you making money now?

I'm working because a lawyer hired me to write a biography. It's kind of a vanity project. Super amazing lawyer. I have two other books I'm supposed to write. I'm selling books on Amazon, so that's some money mm-hmm you know my bills are low listen, one thing I learned is that I don't need a lot of money. I stay. I would say extremely humble. I live in someone's spare room. I drive a piece of shit, Jeep, I spend almost no money. All I do is write stories. I want to be a true crime writer. I want to turn them into documentaries and movies.

Nobody wants to go back to the old house. Absolutely not, 100% not. temptation, listen, you know, you never know what I'm supposed to say, the factory, oh, listen, I told my parole officer, I told him I'll give it a year and if things don't go well, I'll come and tell us we will compromise. a massive fraud I think in the United States because that's where I thought you told them that oh I told her she listened in fact she even told me this is horrible because she even told me I don't want to say she basically did it .

I'm not saying it, but she basically said, stop mentioning me on the podcast. Look, I don't want to be famous, she stops doing it, so you know, she's the nicest person, she's extremely strict, she's worried, she's worried, but the truth is that things are going too well. for me at this point at this point listen at this point I have I have documentaries that are about to be made I have a series that is supposed to be made it is supposed to go to Los Angeles on the 18th and on the 19th I will meet with a production company that makes movies for Netflix and Hulu, they have like four right now, so things are going well, low interest rates don't excite you right now. it does nothing to stop me mother let me ask you this just from your experience how long can low interest rates last how long can they last this is all fake money right now.

I mean, you know, I was thinking every time I'll see an etrade camera like one of these, like you know, they're doing the mortgages, you know, through the Internet or something. I just look at things, it's so suitable for fraud, that's why I say it's what you know. but he's so ready for fraud, yeah, you watch my show, what was the first thing you thought when you saw it? Make sure you like it, yeah I knew this was it, the photos are great right? So what did you think about it? You know, listen in the big short, yeah, remember when they come to Florida you make me a room, they meet with the mortgage agents who say, oh, I would focus on strippers, yeah, those were my agents, those were my guys, If you want to know? who were the guys that worked for Mack, you salesman, used car salesman, those guys over there, there's my strippers, they're crazy, they go to conventions, they were like that, phenomenal conventions, I was like, I mean, you know, it was, it was scandalous and Those idiots those were the brokers I hired I think we're good, you didn't have to be that good, so you know, especially if you can come in and bring me the documents.

I have all these documents. These two must be changed. and I change them, you have to lend it, you looked at the accountant, Ben Affleck, he's not like that now, what's called the accountant, no, no, well, you have a watch. I missed a lot of movies, but hey, you have to see this one. I bet it's true, you just dated seven eight months ago. Go see the accountant and then tell me what you think about the accountant. Some tell me you might like it. I don't know if you see it. Is very. Would you agree? I think it's the maybe you like the movie it's an interesting story tell us about the book before we finish here shark in the housing group tell us what it's about that's the story of for me it's basically a short story of you know it's a memoirs is a memoir tells a little about my upbringing what influenced me slightly is a look and then it goes straight to the whole fraud at the mortgage company and then it's me in this life running away from scams it's extremely I don't do it Don't look at it I think which is super interesting of course I'm biased I wrote it like this but everyone who reads it loves it it's a phenomenal story you just got snippets of this this is what the client says so just this Does it contradict what you said?

He wasn't a boring banker in a salsa-colored flannel suit, but a modern young daredevil who wore expensive clothes, drove flashy cars and loved to skydive, that's what they say, you know, they always exaggerate it. Would you drive? You said a truck. What were you driving? I mean, I've driven every mercy-driven thought. I have had Mercedes. I know. Porsche Lambos Ferraris. No, no, it's too flashy. Now I'm an action gangster. Have you seen America? against or not, yes, I think I love you, you know exactly, seriously, I mean, listen to it, obviously, today's story, I told you it's going to be a crazy story and I was in the world with a lot of friends, our mortgage that would make modifications, remember a modification.

It was a great opportunity for more fraud to happen, but if you haven't heard a story and would like to read more about it, click the link below to order your book Shark in the Housing, pull by Matthew Cox, thank you very much. for coming out, I enjoyed hearing your story, you have a crazy story, I have to tell you that phenomenal story, I appreciate it, yes, many of us here are glad we came, what a crazy story to think about the fact that a Matthew Cox today could still This happens because the system is not strong enough to prevent that from happening, obviously, he has an incredible story, a very entertaining narrator and sees from different perspectives what he had.

I want to hear your opinion about today's interview, he comments below and if you have done it. I didn't see my interview with Jordan Belfort the first time he and I sat down together, I think you might like his perspective as well and if you haven't seen a Mark Cuban interview that I don't know four years ago, five years ago, I think. You'll enjoy this one too. If you haven't subscribed to the channel, do so. Thanks for watching. Take care of yourself. Bye bye.